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Childcare Costs are STOPPING Procreation!
Childcare costs have skyrocketed, placing families under immense financial strain. With the average annual cost of sending a child under […]
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Supermarket Psychology: How we’re tricked into spending!
Supermarkets, with their strategic layouts and enticing displays, have a way of making us spend more without even realising it. […]
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Will your Overdraft Affect your Credit Score
We’ve all dipped into our overdrafts, especially during challenging times or major events like Christmas and birthdays. However, the burning […]
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Get rid of your Credit Card debt!
Credit card debt can build up and feel overwhelming. Here’s a simple 5-step guide to help you defeat it and […]
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Why Women are in MORE debt than Men
StepChange, the free debt charity, revealed that two-thirds of their clients are women. The percentage of women seeking debt advice […]
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Prepayment meter hell!
Why homeowners are getting forced onto prepayment meters Last year, single mothers and pensioners found themselves cornered, forced to make […]
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Get Cheap Car Insurance As A Convicted Driver – All Codes
Having a conviction or penalty points on your driving record can make finding cheap car insurance seem tough. But don’t […]
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Should I Pay or Appeal my Capital Car Park Control PCN?
Explore the intricacies of managing a Parking Charge Notice from Capital Car Park Control, a fairly reputable private parking operator in South England. Dive into reasons for receiving fines, the distinction between private and official penalties, and comprehensive steps for appealing charges. Ensure informed decisions with detailed insights.
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What is A Notice to the Driver on my Car? Your Next Steps
If you’re wondering what a Notice to Driver you found on your car means and what you should do about it, you’re not alone. Let me explain further…
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Should I Pay or Appeal my Wolverhampton Bus Lane Fine?
Explore a comprehensive guide on Wolverhampton Bus Lane fines: understand what a bus lane is, the reasons for receiving a PCN from Wolverhampton Council, potential consequences of non-payment, and a step-by-step process to appeal against a wrongly issued bus lane PCN. Stay informed and navigate the system effectively.
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Pay or Appeal my Devere Parking Fine in Bournemouth?
You could appeal a Devere Parking ticket if you have a valid reason for having a Parking Charge Notice cancelled. Or you could pay it early and pay a reduced amount. Let me explain further…
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Should I Pay or Appeal my NCP Pay Later Parking Fines?
Are you frustrated because you have recently received an NCP Pay Later parking fine? Do you feel lost and unsure of what to do? Don’t worry, I’ve got you covered! In this blog post, I’ll discuss the ins and outs of NCP parking fines and the appeals process. I’ll cover what to do if you forget to pay and how to avoid future NCP penalties. Keep reading to learn more and make the most out of your NCP parking experience!
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Can Bailiffs Force Entry for a Parking Fine? (UK Laws)
How to successfully beat Oldham Council PCN
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Should I Pay or Appeal my Cardiff Council Parking Fine?
Have you found yourself hit with a Cardiff Council parking fine and don’t quite know what to do? Don’t worry, because here, I explore what they are, the appeals process and the answers to other questions you may have.
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Should I Pay or Appeal My Double Parking Ticket?
You must file a Double Parking ticket appeal within 28 days or lose the right to challenge the fine. Plus, you need a valid excuse, or your appeal will be rejected. Let me explain further…
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Should I Pay or Appeal my Congestion PCN?
The time limit to appeal a Congestion PCN is 28 days after the fine is issued. Whether you pay or appeal depends on your grounds for cancelling the ticket. Let me explain further…
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Should I Pay or Appeal my Regent Parking PCN?
This comprehensive guide provides information on Regent Parking, a UK-based private parking operator, and outlines the process to appeal a Parking Charge Notice (PCN) issued by them. Learn about the reasons for receiving a PCN, the differences between a private and a council-issued PCN, the consequences of not paying a fine, and a step-by-step guide to appealing a Regent Parking fine.
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Should I Pay or Appeal my Warrington Bus Lane Fine?
Explore your options for dealing with a bus lane fine from Warrington Council. Understand the purpose of bus lanes, the different offences that could result in a Penalty Charge Notice (PCN), and the process for paying or appealing the fine.
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Should I Pay or Appeal my Haringey PCN?
Understand what a PCN from Haringey Council entails, the reasons it's issued, and the difference between a PCN and a private parking charge notice. Learn the options for dealing with a Haringey Council PCN, the consequences of non-payment, and the step-by-step process to appeal if you believe the PCN is incorrect or unjust.
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What to do with a PCN Charge Certificate? Tips and Loopholes
Navigate the complexities of a PCN Charge Certificate with this comprehensive guide, detailing everything from the PCN issuance, and reasons behind it, to dealing with charge certificates, and the appeals process. Learn about the legal actions that can be taken if you ignore a PCN, your options once a charge certificate is issued, and how to handle bailiffs if it comes to that. Also, understand the PCN appeals process, how to make informal and formal challenges, and what to do if they are rejected.
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Should I Pay or Appeal my Parking Awareness Services PCN?
Explore the questionable practices of Parking Awareness Services, a UK-based private parking company. Learn why they issue private parking fines, the differences between private parking fines and penalty charge notices, and how to appeal a fine if you believe it is unjust. Discover the appeal process, grounds for appeal, and what happens if you don't pay a private parking fine. Knowledge is power when navigating the private parking industry.
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Should I Pay or Appeal my Bus Lane Fine in Bradford?
Understand the process and consequences of receiving a bus lane fine in Bradford. Learn about the different bus lane offences, what a Penalty Charge Notice (PCN) is, and how to pay or appeal it. Discover the steps Bradford Council will take if a PCN is not paid, and how to make an appeal against a bus lane fine.
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Should I Pay or Appeal my Bexley Council PCN?
If you have received a Bexley Council PCN, you have two choices: pay it or appeal it. In this post, I look at how to do both. Read on to find out more...
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Should I Pay or Appeal my Park Watch PCN?
You could appeal a Park Watch PCN if you have grounds to challenge the Parking Charge Notice. For example, did the operator follow the Code of Practice when issuing the PCN? Let me explain further…
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Pay or Appeal my Liverpool Parking Ticket?
Liverpool City Council has given you a parking ticket, and now you are wondering what your next steps should be. Fear not, as I have provided some information here to help you decide whether to pay the Liverpool City Council parking ticket or file an appeal. Read on to find out more.
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Should I Pay or Appeal my Blackpool Council Parking Fine?
Getting a parking ticket is more than a little frustrating. Sometims you get back to your car after hitting the shops to find that you have got a Blackpool Council fine under your wiper blade. Other times, you get caught out by one popping through the post. If this has happened to you, don't worry; my helpful guide to whether to pay or appeal your Blackpool City Council parking fine will answer lots of the questions that you may have
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Appealing Metropolitan Police Service Fixed Penalty Notice
Paying or appealing a Metropolitan Police Service fixed penalty service (FPN) is simple. It's a good job really - you don't want to ignore a FPN and end up it becoming a much bigger and more expensive issue. Find out more in my handy guide...
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Should I Pay or Appeal my UK Parking Patrol Office PCN?
You may be in two minds about whether to pay or appeal a UK Parking Patrol Office PCN, and you’d not be alone. You could challenge the ticket if you think it’s unfair. Let me explain further…
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How Long Do Traffic Tickets Stay on Your Criminal Record?
The only time a traffic ticket or driving offence appears on your criminal record is when you get a conviction registered against you as a result. Let me explain further…
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Should I Pay or Appeal my Tunbridge Wells PCN?
Did you get a Tunbridge Wells PCN, and are you wondering whether to pay it or appeal the charge? In some instances, you could challenge a Penalty Charge Notice. Let me explain further…
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Should I Pay or Appeal my Bristol City Council PCN?
Have you returned to your car after a day out or shopping trip, only to discover you had been issued a Bristol City Council PCN? Or did you receive the penalty charge notice in the post? In any case, it's annoying and adds a huge expense to your day.
Here, I consider whether you could contest a Bristol City Council PCN and the proof required. In addition, I explain when you should bite the bullet and pay the penalty - to appeal it - sooner rather than later.
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Free Congestion Charge Appeal Letter Template to Win
Facing a Penalty Charge Notice (PCN) for not paying the London Congestion Charge? This guide provides an overview of the Congestion Zone, its rules, penalties for breaking the rules, and how to appeal against a PCN using a free appeal letter template. Learn the steps to challenge a PCN and avoid additional costs.
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How Much is a Fixed Penalty Notice? All You Need to Know
Discover everything you need to know about Fixed Penalty Notices (FPNs) in the UK, including their history, purpose, and the process of making an appeal. Learn about the different types of offences that may result in an FPN, the associated fines, and penalty points. Additionally, understand the options available to you upon receiving an FPN and the consequences of challenging it in court.
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Should I Pay or Appeal my Glasgow Bus Lane Fine?
You have the right to appeal a Glasgow bus lane fine as long as you challenge it on time. Plus, you need solid grounds if you want the charge cancelled. Let me explain further…
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What’s the Time Limit to Pay a Speeding Ticket in the UK?
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Should I Pay or Appeal my Brighton and Hove Parking Ticket?
Confused about Brighton and Hove Council Parking Fines? This comprehensive guide explains the Penalty Charge Notice (PCN), types of parking contraventions, the appeals process, and the potential consequences of ignoring a PCN. Learn the difference between a Penalty Charge and a Parking Charge, how to make an appeal against a Brighton and Hove Council parking fine, and understand the impact of non-payment on your credit rating.
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Should I Pay or Appeal my Ardpark Ltd Parking Fine?
Have you been issued an Ardpark Ltd parking fine? You’re not the only one! Read on as I delve into how you can appeal the ticket, as well as some other rules that private operators need to follow!
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Should I Pay or Appeal my Ealing Council Parking Fine?
Confused about Ealing Council Parking Fines? This comprehensive guide explains the Penalty Charge Notice (PCN), types of parking contraventions, the appeals process, and the potential consequences of ignoring a PCN. Learn the difference between a Penalty Charge and a Parking Charge, how to make an appeal against an Ealing Council parking fine, and understand the impact of non-payment on your credit rating.
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How Does a Fixed Penalty Notice Affect My Visa Application?
Did you get a Fixed Penalty Notice (FPN) and are worried about a UK visa application?
The penalty may impact your application or may not because it depends on several things. Let me explain further…
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Should I Pay or Appeal my Luton Penalty Charge Notice (PCN)?
If you've received a Luton Penalty Charge Notice (PCN), it’s important to understand your rights and responsibilities and decide whether you should pay it or appeal. In this blog post, I'll cover what a PCN is, the difference between a penalty charge notice and a parking charge notice, the reasons why you may have been issued a Luton Council PCN, who is responsible for making the payment and how much the penalties are. I'll also provide advice on what to do if you decide to pay or appeal the PCN. Read on to learn more!
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Should I Pay or Appeal my Enfield Council PCN?
You could appeal an Enfield Council PCN within 14 days or 28 days if you believe you have valid grounds to have a penalty charge cancelled. Let me explain further…
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How Much Do Parking Fines Cost in the UK?
In the United Kingdom, there are two sorts of parking fines. The council issues Penalty Charge Notices, which are enforceable. Private corporations issue Parking Charge Notices, which are not immediately enforced. However, you should not disregard any parking penalty because you may face further financial and legal consequences. Here, I will go into it in more detail.
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Should I Pay or Appeal my Croydon Council Parking Fine?
You could appeal a Croydon Council parking fine if you have valid grounds to challenge the charge. Also, you must file your appeal in time. Let me explain further…
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Appeal Local Parking Security Ltd Parking Charge Notice
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Full List of FPN Offence Codes and Fine Amounts
I provide a full list of Fixed Penalty Notice (FPN) codes, which outlines the penalty points connected to each of them. Let me explain further…
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Where Can I Find Fixed Penalty Notice Contact Details?
Do you need to find the Fixed Penalty Notice contact details so you can pay or challenge the charge?
I explain how to do this and how to deal with the penalty if you think it’s wrong. Let me explain further…
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Should I Pay or Appeal my Speeding Fine in Wales?
You have the right to appeal a speeding ticket in Wales. However, you must challenge the fine within a set deadline. Moreover, you must have valid grounds and supporting evidence. Let me explain further…
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Should I Pay or Appeal my Brent Council PCN?
Navigating a Brent Council PCN: Understand the differences between Penalty Charge Notices and Parking Charge Notices, the reasons for receiving a PCN, and the appeal process. Ensure correct action to avoid escalated fines and know your rights when challenging issued notices.
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Should I Pay or Appeal my Birmingham Bus Lane Fine?
Explore the intricacies of Penalty Charge Notices (PCNs) for bus lane violations in Birmingham. Learn the basics of PCNs, UK bus lane rules, how fines are issued, and a step-by-step guide on appealing against a Birmingham bus lane fine. Stay informed and know your rights.
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Appeal Fixed Penalty Notice for Driving Without Insurance
Driving without insurance is a serious offence and is classed as a 'strict liability offence'. Essentially, this means that unless you have proof of mitigating circumstances, you will need to pay a Fixed Penalty Notice for no insurance. I explore this in further detail in this article.
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Simplified British Parking Association Code of Practice Rules
The British Parking Association Code of Practice is a set of guidelines and rules for private car parks. It ensures that car parks operated by private management companies work fairly and consistently, with clear signage explaining fees and restrictions, as well as maximum fines. In this article, I will cover the code of practice in more detail.
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Should I Pay or Appeal my Baysentry Solutions PCN?
Have you got a Baysentry Solutions parking ticket and don’t think you should pay it? Don't worry - you can take action to appeal the fine and potentially get it cancelled.
Here, I will delve deeper into whether you should pay or appeal a Baysentry Solutions parking ticket. Read on to find out more.
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Should I Pay or Appeal my Newham London PCN?
If you have received a Newham Penalty charge notice, you can appeal it within 28 days of it being issued. However, for it to be successful, you need a good reason. I have spent a long time looking into some of the grounds for appealing a Newham penalty change notice, and we are going to look at them here.
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Pay or Appeal A New Generation Parking Management PCN?
Explore New Generation Parking Management PCN: Pay or Appeal? Learn about parking charge notices, violations, and enforcement. Discover how to contest charges, gather evidence, and navigate the appeals process. Understand the difference between parking charges and penalty charges in the UK. Make informed decisions regarding parking disputes.
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Should I Pay or Appeal ES Parking Enforcement Ltd PCN?
Uncover the intricacies of dealing with parking charges from ES Parking Enforcement Ltd. Dive into the reasons for receiving a parking charge notice, its legal enforceability, and steps for appealing against it. Equip yourself with the knowledge to make an informed decision about paying or contesting these charges.
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Paymyticket Online or Appeal Your Fine?
Explore the intricacies of private parking fines in the UK with a focus on Paymyticket, a controversial online payment system. Dive into the distinction between Parking Charge Notices and Penalty Charge Notices, learn about the enforcement methods of private firms, and understand your rights and appeal processes. Make informed decisions about fines.
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40 Penalty Charge Notice Laws You Need to Know
Explore the comprehensive guide on Penalty Charge Notice (PCN) laws. Learn about the 40 key offences, both parking-related and non-parking, that might land you with a fine. With the rise of traffic cameras, you need to stay informed and avoid costly mistakes. Plus, gain insights on appealing against PCNs.
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Should I Pay or Appeal my Havering Council PCN?
Explore the intricacies of the UK's Penalty Charge Notices, distinguishing them from Parking Charge Notices. Dive deep into Havering Council's PCN processes, from reasons for issuance to challenging and appealing. Equip yourself with knowledge of the potential outcomes of non-payment. A comprehensive guide for every motorist.
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Should I Pay or Appeal my NSL Parking PCN?
Understand private parking fines, reasons for charges, and how to appeal. Get insights on dealing with private parking charge notices and the potential consequences of non-payment. Even though, in general, you can ignore private parking fine, this isn’t the case with all parking charge notices.
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Should I Pay or Appeal my GXS Services Ltd PCN?
Considering a GXS Services Ltd PCN appeal? Understand the difference between private and council-issued parking fines. GXS, a UK-based parking management company, issues Parking Charge Notices for parking violations on private land. Before paying, review, appeal if necessary, and weigh potential consequences. Know your rights and the appeal process to make informed decisions.
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Can Bailiffs Take My Car for a Parking Fine? (UK Laws)
Unravel UK parking fine laws, the differences between Penalty Charge Notices & Parking Charge Notices, their legal implications, and what happens if you ignore them. Learn about the powers of bailiffs, the procedures they follow, and the steps to prevent your car from being seized.
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What is a Notice to the Keeper Letter? Next Steps Explained
A Notice to Keeper is issued when you're the registered keeper of a vehicle that receives a Parking Charge Notice (PCN) on private land. It informs you of the violation, presents evidence, and provides payment or appeal instructions.
Responding is crucial to avoid legal action, increased charges, debt collection, or vehicle enforcement. If unjust, appeal through POPLA or follow local regulations. Utilize resources like POPLA or BPA for assistance. Understanding your rights is essential throughout the process.
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Should I Pay or Appeal My Smart Parking Fine in Scotland?
Learn about Smart Parking fines in Scotland: Explore how Smart Parking operates, private parking fines, appeals processes, and potential consequences.
Get advice on dealing with fines, appeals, and contacting Smart Parking. Understand the legality and steps to challenge fines. Discover insights into private parking rules and rights. Stay informed and empowered.
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Should I Pay or Appeal My Sheffield City Council PCN?
Discover whether to pay or appeal your Sheffield City Council Penalty Charge Notice (PCN). Learn about the differences between PCNs and Parking Charge Notices, how to handle violations, payment methods, and the appeals process. Avoid legal action and escalating fines by understanding your options. Get informed today.
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What is Debit Finance PLC IP on Bank Statement? Debt Scam?
Debit Finance PLC specialises in collecting membership subscriptions for fitness facilities. This is why you might see them on your bank statement. But sometimes, they should not be taking money from your account, as you have already cancelled the subscripti0on. Is this a scam?
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How to Appeal NCO Europe Debt Collection
Can you stop NCO Europe from contacting you all the time? Here are some insights into NCO's background, operations, and methods to cease their contact. Additionally, some info on debt collector harassment, laws governing debt collectors in the UK, and the general debt collection process.
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How to Not Pay Council Tax Legally – Who is Exempt?
Council tax is a local property tax in England, Scotland, and Wales that funds services like rubbish collection and road maintenance. The amount you pay depends on your property value and the local council's tax rate. But some people are exempt, and you should check whether you are.
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Bristow and Sutor Contacting Me About Debt – How to Appeal
Brostow and Sutor are a large debt collection agency, that specialises in collecting debts for local councils and other government organisations. Council tax, rent arrears, parking fines, etc. But you can deal with them in the same way you would any collection agency, and potentially stop them from contacting you through an appeal or complaint.
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How to Spot IVA Companies to Avoid – Don’t Get Trapped
Deciding to use an IVA is daunting enough, especially as it’s such a long commitment. So I decided to ease your worries when it comes to finding a good IVA company. You’ll want to know this…
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2 Legal IVA Loopholes in the UK – What Can You Do?
IVA users need to know about the completely legal IVA loopholes that could make their lives easier. Discover real IVA loopholes with me here…
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2 Legal Speed Camera Van Loopholes in the UK
Have you heard of the loopholes to get you out of a speed camera van ticket? If you’ve recently been spotted by a mobile speed camera, you’ll want to know this…
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How Long Does It Take for a Speeding Ticket through Post?
How long does it take to receive a speeding fine? There’s some incorrect information online about this, and I’m here to clear it up…
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Should I Appeal a Parking Charge Notice in Northern Ireland?
You might not have to pay £100 when you receive a Parking Charge Notice in Northern Ireland. Allow me to explain your options and the easy way to slash the fine in half.
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Should I Pay or Appeal Napier Parking Fine?
Napier Parking LTD is a private parking operator that manages parking for businesses and landowners. The company can and does dish out private parking charge notices, and aggressively chase payment of these. But you may not need to pay such a parking fine, you might be able to appeal it.
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Should I Pay or Appeal HX Car Park Management?
Private parking tickets and parking charge notices from HX Car Park Management are not legally enforceable. In many cases, you can simply ignore the parking charge. But if you want to stop HX from hounding you to pay it, you can appeal against it. A high percentage of such appeals are successful.
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What are the Parking Ticket Rules in the UK?
The rules related to parking in the UK depend on where you are parked. Either in a space that falls under the jurisdiction of the local authority, or on private, and with parking that is managed by a parking company. The former is regulated in the UK. The latter is not, and in many cases, is not legally enforceable either.
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Should I Pay or Appeal Saba Park Services Fine?
A Parking Charge Notice can leave a bitter taste in the mouth. If you’ve received one of these parking tickets from Saba Park Services Ltd, I have news to share with you…
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Legal Limit for How Long Council Has to Issue a Bus Lane Fine
Have you got everything crossed that you won’t receive a bus lane fine in the post? I’ll explain when you can relax by looking at how long a bus lane fine takes to arrive.
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Should I Pay or Appeal Lewisham Council PCN?
Discover some of the ways to deal with a Lewisham PCN without having to pay the full amount. These fines aren’t always cheap, but you might be able to make them cheaper or even get them cancelled.
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Should I Pay or Appeal a Cardiff Bus Lane Fine?
You might be able to cut your Cardiff Council bus lane fine in half or even avoid paying altogether. Hit the brakes on paying while you explore these options…
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Should I Appeal Fixed Penalty Notice for Tinted Windows?
Window tints are regulated in the UK under the Road Vehicles (Construction and Use) Regulations 1986. These regulations state certain tint levels for each different window. You must conform to these limits, or you face penalties. These penalties could include a Fixed Penalty Notice (FPN) or a prohibition notice.
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How Long Does the Council Have to Respond to a PCN Appeal?
Has there been radio silence since your Penalty Charge Notice appeal? Find out how long the council has to respond to your PCN appeal now. You might be automatically off the hook!
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How to Avoid Getting Points on a Speeding Ticket
Speeding offences come with a minimum £100 fine and at least three penalty points on your licence. But there are a couple of ways you could avoid receiving the points. Let me explain exactly how…
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How to Get Out of Paying a Fixed Penalty Notice?
Is there a way to get out of a Fixed Penalty Notice? This question deserves more attention than a quick answer. Allow me to go through it with you…
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Should I Pay or Appeal Clean Air Zone Charges?
Received a Clean Air Zone (CAZ) Penalty Charge Notice? If you’ve been stung with this fine without even realising you used a Clean Air Zone recently, I have some valuable info to share with you.
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How Much Does a PCN Affect the Cost of Car Insurance?
Have you received a Penalty Charge Notice and are now wondering if it will affect your insurance? It’s a common concern. Allow me to put those worries to rest…
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Should I Pay or Appeal No Seat Belt Fine? Know Your Rights
You might be able to cut a no seat belt fine in half or even have it ripped up altogether. Allow me to explain some of the ways people deal with their seat belt fines…
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What if I Can’t Afford to Pay My Fixed Penalty Notice? Answer
Missing the deadline to pay a Fixed Penalty Notice will result in more costs. So what are your options when you can’t afford to pay the Fixed Penalty Notice fine? Let’s take a closer look…
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Can You Get Out of a Speeding Ticket from a Speed Camera?
Speeding in the UK can carry varying degrees of penalties. From a minor fine, to enough points on your driving licence to trigger a statutory ban in some cases. However, if you believe that you are not guilty of speeding and can prove it, you can appeal against your speeding ticket.
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Best UK Speeding Fine Calculator for England and Wales
Use a UK speeding fine calculator to work out how much your speeding ticket might cost. You’ll have to pay a minimum of £100 for speeding, but could it be more?
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How Much is a Fixed Penalty Speeding Fine in the UK?
The least you can be fined for speeding in the UK is £100. But the actual cost of a UK speeding ticket is determined by multiple factors. Allow me to explain…
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Should I Pay or Appeal Birmingham Clean Air Zone PCN?
Been stung by a Birmingham Clean Air Zone PCN and not sure whether to pay or appeal? You’re in the right place as I discuss this topic in detail below.
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How Do Private Parking Tickets Affect Your Credit Score?
When you’re issued a parking ticket, one of the last things you’ll be thinking about is your credit score. But there is a chance that a private parking ticket could decrease your credit score. Let me explain…
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How to Write an Appeal Letter to Contest a Speeding Ticket
If you are given a speeding ticket, unless you are eligible for a safe driving course, which means zero real punishment, you may have to pay the fine. Unless you can successfully make an appeal. The appeals process is quite straightforward, and you can use a standard appeal letter template to start your appeal.
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Should I Pay or Appeal London Bus Lane Fine?
Bus lanes are restricted for the use of buses and other forms of public transport. If you are caught driving in a bus lane by a camera or police officer, you may be given a Penalty Charge Notice (PCN) and a standard fine. If you believe that you did not warrant the PCN, you can follow the appeals process to try and get it cancelled.
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VARS Parking Charge Notice Contact Number to Appeal
Searching high and low for the VARS parking fine contact number? I know your pain. I might be able to help you in other ways with other VARS contact info here…
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Should I Pay or Ignore EON Debt Collection Agency?
Dealing with an EON debt collection agency can be scary, especially if they’re threatening court action. Discover your options to fight back with me in this quick post.
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How Long Can Gas Company Leave You Without Heating & Hot Water
It’s now extremely rare to have your gas supply disconnected due to energy arrears. But it’s not impossible for some people. Let me explain the need-to-knows…
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How to Get a Debt Management Plan While Renting
Most people won’t have trouble using a Debt Management Plan and renting. But there could be some obstacles in certain situations. I’ll cover these and the workaround here…
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Appeal or Pay Klarna Debt Collection So You Can Use It Again
Klarna offers both Buy Now Pay Later (BNPL) and traditional credit. Any debt you run up with Klarna must be paid. If your account is blocked due to non-payment of a debt, you may be able to regain access to your account by settling the debt. Klarna customer services could be able to help you as well.
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Is Non-Payment of Council Tax a Civil or Criminal Offence?
Council tax debt is seen as a civil matter. You won’t be facing a criminal prosecution for council tax arrears unless you wilfully and intentionally committed fraud to evade paying your council tax. In this case, you might face criminal prosecution and possibly a prison sentence.
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What’s the Difference Between a Debt Management Plan vs IVA?
Thinking about using a Debt Management Plan or IVA and unsure which one’s right for you? Although there’s a lot to cover, I have made understanding these options easy right here…
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How Will a Debt Management Plan Affect My Job?
Does a Debt Management Plan affect your job? Probably not, but there are some times when using this debt solution will have negative consequences on your career. You need to know this…
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What if I Don’t Pay EDF Debt Collection Agency?
EDF is or was an energy provider in the UK. And as such, would need to deal with people who don’t pay their energy bills on time, or at all. Towards this goal, EDF uses the services of debt collection agencies to pursue bad debts. If you don’t pay EDF or the debt collectors that are hounding you for payment, you face legal action. Such as a County Court Judgement (CCJ), and potentially a visit from the local County Court bailiffs.
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How to Reactivate Your Frozen Clearpay Account
Clearpay offers Buy Now Pay Later (BNPL) credit to consumers in the UK. A mobile app is used to manage your Clearpay account. In some instances, due to a number of possible problems, your Clearpay account might be frozen. The app should tell you what you need to do to unfreeze your account, or you can contact the customer support department at Clearpay for some help.
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Can Debt Collectors Take My Car If It’s On Finance?
There is a legal debt enforcement process that your creditors can follow in the UK. One of the final steps of this process is to send bailiffs to your home to collect the debt. A bailiff can take certain goods from your home to be sold to pay the debt. This includes your car in certain circumstances.
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How to Clear Debt on Your Prepaid Electric Meter
People who often struggle to pay their energy bills might find that they are converted to a prepaid electricity meter. If you run out of credit on your meter and don’t top it up, you might accrue an energy debt. You will need to clear this debt down on the meter itself, or by arranging a settlement with the electricity provider.
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Can You Get a CCJ for Not Paying Council Tax?
If you don’t pay your council tax, it will be treated as any other debt would. Meaning that the council can follow the legal debt enforcement process. Part of this process is asking the court to issue a County Court Judgement (CC) against the debt. Making you legally liable to repay it.
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Do Black Horse Finance Accept People With Bad Credit?
Black Horse Finance offers credit products to consumers who are looking to buy a car, motorcycle, or caravan. But there are some restrictions. Finance is only available for vehicles that are being sold by one of the approved dealerships that work with Black Horse Finance. Additionally, you will need a fairly healthy credit score to be approved.
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How To Move House With Council Tax Arrears?
Council tax arrears are a form of personal debt. If you owe council tax arrears, then it is still possible to move house, or sell a house, as you will still owe the debt to the council. Even if you move to an area that is covered by different local authority. You can’t simply move house, and think your council tax arrears are written off, this is simply not the case.
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What Happens if I Don’t Pay My Klarna Back on Time?
Klarna offers a slightly different take on Buy Now Pay Later (BNPL) credit. As well as traditional credit agreements for larger purchases. If you don’t pay Klarna back, you could potentially face legal proceedings and a County Court Judgement (CCJ) being issued against you.
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Can I Appeal a 52m Failing to Comply with a Prohibition PCN?
If you receive a penalty charge notice (PCN) for a 52m, failing to comply with a prohibition, it means you were caught driving in a restricted area. You can appeal against this PCN, but to do is not simple, as you will need to provide solid evidence that you were not guilty of the offence the PCN was issued for.
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Is the PCN 5-Minute Observation Rule a Myth?
The five minute observation rule, is actually a 10 minute grace period that drivers are given to return to their vehicle after their paid parking has expired. You shouldn’t be given a parking ticket as long as you return to your vehicle within this 10 minute period. If you are, you should appeal against the ticket, and provide evidence of the fact that you returned within the 10 minute timeframe.
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How to Get Your First Plus Elderbridge Loan Debt Written Off
You probably have more options than you realise when dealing with a First Plus debt. I’ll be explaining how you really might get some of your First Plus loan written off.
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How to Get Barclaycard Debt Settlement or Written Off
Before you reach for your wallet to pay a Barclaycard debt collection agency, you will want to know this. There are legal ways to write off some or all of your Barclaycard debt. Allow me to explain…
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First Parking Appeal Guidance – Don’t Pay Just Yet
Do you really have to pay a First Parking PCN? Before you agree to pay, I want to share some useful information that could help you avoid paying…
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How Does an IVA Restrict Your Spending?
IVA spending restrictions can be daunting due to the length of time you will have to stick to these restrictions. But there is a loophole which will allow you to loosen the purse strings sometimes. Here’s how…
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What is the Legal Definition of a Parked Car in the UK?
You may be wondering what the definition is of a ‘parked car’. Is a vehicle parked when you’re sitting in it, for instance? A parked car is one that’s standing still, but there’s a difference between when a car is parked and when it’s ‘stopped’. Let me explain what this is…
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Best Parking Ticket Appeal Lawyers in the UK
Although you don’t need to get a lawyer to appeal a parking ticket, with their legal advice you may be able to get the fine cancelled. Let me explain why this is…
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Pay or Appeal County Court Business Centre Parking Fine?
Getting an official letter from the County Court Business Centre can be unnerving. However, before doing anything else you should check if the parking ticket is actually yours. Once you’re happy, contact CCBC and work out a repayment plan. Let me explain how…
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Should I Pay or Appeal Bank Park Parking Charge Notice Fine?
You have the right to appeal a Parking Charge Notice when you feel an operator didn’t issue it correctly according to the Code of Practice. That’s if they are members of an accredited association. Let me explain why this is…
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How to Get My Water Debt Written Off? Quick Answer
Want to know how to get water debt written off? The information here could be very useful to anyone with water bill arrears and struggling to stay afloat. Allow me to help…
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Should I Pay Newlyn PLC Baliffs Debt Collectors or Appeal?
Newlyn Bailiffs Debt Collectors work to recover debts at both ends of the debt collection process. But do you have to pay and can you fight back? Let me explain your options to deal with Newlyn effectively…
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Two Contact Numbers to Speak to Parkingeye on the Phone
Your stress and anger at receiving a ParkingEye fine will probably double when you try to speak to someone at the company. It’s more difficult than it should be, so is there a way?
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How to Appeal a Fine For Parking on the Pavement in the UK
You’d get fined for parking on a pavement, even if it’s only two wheels. Once you get a Penalty Charge Notice (PCN), you must respond within 28 days to prevent further action. Let me explain why this is…
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What are the Rules When Parking Your Car at ASDA?
You could appeal an Asda parking ticket if you think the operator who manages the site didn’t issue it according to the Code of Practice. Let me explain why this is…
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Should I pay my Parkingchargepayment or Appeal?
GroupNexus uses a website called Parking Charge Payment to collect tickets they issue to motorists. You get to pay a Parking Charge Notice using the online process. Let me explain things…
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Appeal UKCPS Parking Charge Notice or Go To Court?
You could dispute a UKCPS Parking Charge Notice if you feel the fine is unfair or wrongly issued. Accredited car park management companies must follow a Code of Practice, and if they don’t, you could appeal. Let me explain why this is…
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IAS Appeal Letter Template Success Rate vs Better Alternatives
The IAS has a big say on whether your parking ticket is ripped up or not. So I understand why you would want to know about the IAS appeal success rates. I’ll help you make an informed decision here.
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Lowell Telecom Contacting Me about Debt – How to Appeal
Lowell Telecom is a debt-purchasing company that might have bought a debt you owed elsewhere. It can be scary to find out about Lowell owning your debt, but I know how you can fight back.
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What Happens If You Have Missed a Zilch Payment?
Missing a Zilch payment could land you in hot water when you don’t deal with the situation straight away. Provided you contact Zilch, you could arrange an affordable repayment plan. Let me explain how to do this…
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4 Tips on Spotting a Fake County Court Business Claim Form
Getting a County Court Business claim form through the post can be worrying. After all, is the claim legit or is it fake? There have been reports of fake CCB claim forms circulating around the country. But there are ways to check if it’s fake or not. Let me explain what these are…
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Can You Be Defaulted Twice for the Same Debt?
Under normal circumstances, you can’t default twice on the same debt. However, there are instances when a debt could show up twice on your credit file. Let me explain why this could be…
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Should I Pay or Ignore SSE Debt Collectors?
If you’ve been contacted by an SSE debt collector business and don’t know if you should pay, this is the post for you. I have important things to share with you here…
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What Banks Accept IVA Customers? Updated List
Do you know the banks that accept IVA customers? I have some good news to share with you if you’re considering an IVA and looking for a new bank account. Let me explain your best option…
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How Does IVA Affect Renting a Property?
In the majority of cases, your IVA will have no bearing on your ability to continue renting a property or enter into a new rental agreement. But there could be some hurdles. Give me a moment to explain…
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Can I Legally Cancel My IVA at Any Time? What Happens?
AN IVA is a long-term debt solution, so you can’t be blamed for changing your mind about an IVA at some point. But can you legally cancel an IVA? I’ll make this easy to understand here…
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Will an IVA Affect My Partner’s Credit Rating?
Will an IVA affect my partner? I’ve been asked this question frequently, so thought I would share the need-to-knows in a post without the jargon. Give me a few minutes to explain…
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How to Appeal Transcom Student Loan & eBay Debt Collectors
Has a Transcom Debt Collectors' letter come through your letterbox? Try not to panic and allow me to explain your options to deal with these intimidating debt letters.
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What to do if you Can’t Afford to Live on Your Wage in the UK?
The cost of living has risen so much that many people can no longer afford to live on their wages. But there is help out there, it’s just a question of knowing who to contact and what to do. Let me tell you about these options…
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How to Appeal Allied International Credit Debt Collection
Received a debt collection letter and legal threats from Allied International Credit (UK) Limited? Try not to panic. I’m here with this blog to explain how you can fight back.
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Attachment of Earnings Deduction Rates – Minimum and Maximum
What is the most recent Attachment of Earnings rates and what income is considered as part of the calculation? These are crucial questions for people who are subject to an Attachment of Earnings. Let me explain…
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Should I Pay My Speeding Fine in Scotland or Appeal?
Stung by a speeding ticket in Scotland and not sure what your options are? I’ll be answering common Scottish speeding fine questions, including if it’s possible to make an appeal…
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How Much Will Debt Collectors Settle For? UK Percentages
Considering a debt settlement offer to get out of debt quicker and pay back less? Before you take the next steps, there are a few things you need to know. Allow me to explain…
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What to do with a County Court Business Centre Claim Form
County Court Business Centre Claim Form allows you to do one of three things when you respond to the claim. Let me explain what these are…
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Can You be Stopped at the Airport for Debt in the UK?
You shouldn’t be worried about being stopped at the airport because you’re in debt. After all, it won’t happen. That said, if you’re planning to move to another country, it’s best to settle your debts beforehand. Let me explain why this is…
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How to Check if You have a Penalty Charge Notice
There are ways to see if you got a Penalty Charge Notice if you got fined by the council or another authority. You can also check the status of a PCN if you need to. Let me explain how…
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Can Creditors See My Bank Account Balance?
Who’s looking at your bank balance? Are debt collectors and creditors sneaking a peak to see how much money you have? I have some good news to share with you…
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Am I Liable for My Partner/ Ex-Partners Debt?
Are you worried about being liable for a partner ex-partners debt? If so, you could take solace in that you’re not responsible unless you agreed to be their guarantor for something. But there are other reasons why you could be liable. Let me explain what these are…
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How to Appeal PCN if it was Issued after 28 days?
You may have grounds to appeal a PCN if it’s issued after 28 days. That said, sometimes you can’t contest the fine. Let me explain why this is…
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Who Sent Me PO Box 300 Northampton NN1 2TX Debt Letter?
Getting a letter from a PO Box may seem strange after all, who uses a PO Box to send an official letter? But when you get one from PO Box 300 Northampton, you should open it. Let me explain why this is…
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How to Challenge an Ultra Low Emission Zone Penalty Charge
Getting an Ultra Low Emission Zone penalty charge is more than just annoying. It’s expensive too! That said, there are times when you could challenge the fine. Let me explain when and how…
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Does a Bailiff Warrant Need to Be Signed by a Judge?
Discover your rights and how to spot fake bailiff warrants here. I’ll be answering whether County Court bailiff warrants need to be signed. Yes, no - or is there more to it?...
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Can Debt Collectors Follow You to Another Country? UK Laws
Can debt follow you abroad? Escaping the UK won’t always mean escaping your debts. Take a few minutes to let me explain the possible outcomes…
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Latest Ways to Check Debt Against a Property
The usual way to check what debts you have doesn’t work when trying to find debts against property. Let me explain how you correctly check for debts against your home…
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Can HMRC Take My House in a Joint Name?
Dealing with HMRC debts and arrears can be daunting, especially if you’re not sure what they will do to recover the money. Can HMRC take your home? I’ll reveal all you need to know here…
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Can My UK Visa be Denied Because of Debt?
In general, being in debt shouldn’t affect a visa application but in some instances, it just might. Let me explain why this could be….
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How to Find Cheap Car Insurance with a DG10 Conviction
Have you landed here hoping to find out how to get cheaper car insurance with a DG10 motoring conviction on your licence? You’ll be pleased to know I have some answers…
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Cheapest Car Insurance for Disqualified Drivers?
If you have been disqualified from driving, once you get your licence back, you are going to find it difficult to find cheap car insurance for convicted drivers. But there are some steps you can take to try and get cheaper car insurance in these circumstances.
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How Much Does 6 Points Increase Car Insurance Costs?
If you have 6 penalty points on your licence, either from a single or multiple driving convictions, it will be harder to find affordable car insurance premiums. But there are some things you can do to try and get cheaper vehicle cover.
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5 Pros and 5 Cons of Bankruptcies in the UK
If you’re considering bankruptcy and want to know the pros and cons of bankruptcies in the UK, you’re already starting out right. It’s essential you know everything about bankruptcies before applying, so I’m glad you’re here…
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Should I Pay Bus Lane Fine in Bristol or can I Appeal?
You could appeal a Bristol bus lane fine but only if you have solid grounds for doing so. Let me explain why this is………
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Maximum Penalty Fine for Unauthorised Absence from School?
I get it. You work hard and deserve a holiday, but the dates just don’t line up with the school holidays. Now you want to know what the repercussions are of your child having an unauthorised absence from school…
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How is Weekly Income Calculated for Speeding Fines in the UK?
Anyone expecting a speeding fine soon should plan ahead and learn how much they’ll have to pay. Your weekly income will be taken into account, but how is weekly income calculated for speeding fines?
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Maximum Speeding Fine for Doing 40 in a 30 and How To Appeal
How much can you be fined for doing 40mph in a 30mph zone? Whether you did this on purpose or misunderstood the speed limit, you can still be fined. But by how much? I’ll explain this here…
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Consequences of Lying about Who Was Driving when Speeding
What are the consequences of lying about who was driving in regard to a speeding ticket? If you think you’ll get away with it, you might want to read this first…
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How Many Times Can a Bailiff Visit Your Home?
If you’re worried about a visit from a bailiff and you’re wondering how many times they may turn up, there are rules they must follow. Let me explain what these are…
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Easy Way to Reject a Notice of Intended Prosecution
Have you received a Notice of Intended Prosecution and think it’s unfair? You’re probably looking for options to reject a Notice of Intended Prosecution and escape punishment. If so, I have news for you…
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Should I Pay my Manchester Bus Lane Fine or Appeal?
Should you pay a Manchester bus lane fine? If this is your first bus lane Penalty Charge Notice, it’s normal to feel confused and a little anxious. I’m here to explain your options without the confusing jargon…
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How Much Debt is Too Much? Comparison and Levels of Debt
If you’re worried about the amount of debt you have, don’t panic because you’re not alone. Many people in the UK are currently anxious when it comes to the money they owe. But knowing exactly where you stand can make things feel a lot less stressful. Let me explain why this is…
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Should I Pay Rundles Bailiffs Debt Collection or Appeal?
Getting a letter from debt collectors is unnerving. But is the debt yours? You shouldn’t pay anything unless you know it is. So, when you get a Notice of Enforcement from Rundles Enforcement Agents, you need to act quickly. Let me explain why this is…
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Is a Fixed Penalty Notice a Criminal Offence? Law Breakdown
Getting a Fixed Penalty Notice doesn’t mean you’ve committed a criminal offence provided you settle or appeal the fine in time and a court doesn’t convict you. Let me explain why this is…
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How to Successfully Appeal a Box Junction Penalty Charge
Getting any sort of penalty charge is annoying and could be expensive. That said, you could appeal the charge provided you have sufficient evidence to support the challenge. Let me explain why this is....
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Do I Pay my Northern Rail Fixed Penalty Notice or Appeal?
Getting a Northern Rail Fixed Penalty Notice may leave you feeling frustrated and wondering whether to pay the fine or appeal it. You have the right to challenge an FPN, but you’ll need a valid excuse and attend a court hearing. Let me explain why this is…
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Should I Pay my Leeds Parking Fine or Can I Appeal?
Getting a parking fine is more than just annoying, but do you need to pay it? There are times when you could appeal a Leeds parking fine. Let me tell you why……
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Should I Pay Equita Bailiffs Debt or Can I Appeal?
You may be stressed out by the fact Equita Bailiffs contacted you which is understandable. However, it’s best to respond within 7 days of getting the Notice of Enforcement to prevent things from escalating. Let me explain why this is…
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What Are the Grounds for Setting Aside a CCJ? Time Limit!
You might be able to get your CCJ cancelled and even put a halt on bailiff action. Join me as I explain all you need to know about setting aside a CCJ.
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How a Satisfied CCJ Affects Your Credit Score for the Future
Congratulations on clearing your CCJ debt and moving on with your personal finances. But how does a satisfied CCJ debt affect your credit score and borrowing ability? Good question…
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Will I Be Sent to Court For a Speeding Ticket? How To Appeal
Will you be sent to court for a speeding ticket and how can you appeal a speeding ticket? These questions are closer linked than you may realise. Let me explain…
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Do Bailiffs Work on the Weekends? When Can They Visit?
Dealing with bailiffs and wondering if you’ll get a peaceful weekend? I’m here to explain when a bailiff can and cannot visit on a weekend. You need to know this…
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Where to Find the Cheapest Car Insurance for Cancelled Policies?
“I had my vehicle insurance cancelled in the past, and now I’m struggling to find cheap car insurance”. I hear you - let me explain some possible solutions to this not-so-uncommon problem…
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How Do Penalty Points Affect Your Car Insurance?
How do penalty points affect your car insurance? I’ve written this blog to not only answer this question, but to reveal some of the ways you can find cheaper can insurance with points.
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How Much Does Car Insurance Go Up After Drink Driving Ban?
A drink driving conviction followed by a ban will rule out affordable insurance when you can drive again, that is. You could find driver insurance cover but it’ll come at a price. I’ll explain why this is……….
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How Much is Car Insurance After a Revoked Licence?
There are a number of reasons your driving licence could be revoked, including due to health issues. A revoked licence is not the same as being banned from driving. And even though you cannot drive until you get your licence back, there should be no lasting impact on your ability to find affordable car insurance.
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Cheapest Convicted Car Insurance After Drug Driving Ban?
A drug driving conviction and subsequent driving ban, is one of the most serious of all motoring offences that will have an impact on your ability to find cheap car insurance premiums.
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What Happens If I Don’t Tell Insurance Company About Ban?
If you are banned from driving, you have to tell your insurance firm about the conviction and subsequent ban. If you do not tell them, you will be driving using insurance that was obtained by fraudulent means. Your insurance would be invalid in this case.
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How Much does 9 Points Increase Car Insurance Costs?
If you have 9 penalty points on your licence, you can expect your car insurance to cost more. How much the increase is, will depend very much on the severity of the driving offences you received the penalty points for.
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How Long do I Have to Declare Points to My Insurance Company?
How long do you have to declare points for car insurance? This question could be interpreted in two different ways. But fear not, I’ve answered both potential questions right below…
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The Cheapest Car Insurance for Drink Drivers After Ban?
Getting disqualified for drink driving will make finding car insurance a lot more challenging than if you have a clean licence. But over time, a premium could become more affordable. Let me explain why this is……
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Forgot to Tell Car Insurance About Points? Important To Know
Getting points on a driving licence is worrying as it means paying a higher insurance premium. But forgetting to inform an insurer about them could have serious consequences. Let me explain why……
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Cheapest Car Insurance for High-Risk Drivers in the UK?
High-risk drivers are more of a liability to insurers who often refuse to insure them. However, there are things you can do to mitigate the extra you’d pay for car insurance. Let me tell you what these are…..
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How Much Does 3 Points Increase Car Insurance Costs?
How much does three points really affect your insurance? Depending on what source you read, you might get a different answer. I’ve written this blog to provide clarity on this important question…
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Do I Pay or Appeal Elite Parking Management Ltd PCN?
Has a Parking Charge Notice (PCN) from Elite Parking Management Ltd landed on your car? There is no need to […]
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Do I Need to Declare Penalty Points to Insurance Straight Away?
Do you have to tell insurance about penalty points straight away? This question has caused a bit of a stir online with conflicting info out there. Let me clear it up for you here…
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What Happens to Tax Debt After Death? Who Deals With It?
Understanding what happens to tax debt after death can be tricky. But don’t worry, you’ve come to the right place. […]
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How Can I Appeal and Win Minster Baywatch Court Cases?
Did you get a Minster Baywatch parking fine and thinking about appealing it? Chances are you could if the operator failed to follow the British Parking Association’s Code of Practice. But there are other reasons why a parking fine could be invalid and I’ll explain why it could get the fine cancelled!
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What is the Bus Lane Fine 20 Metre Rule? Is it Real?
You may think that driving in a bus lane is permitted, provided you don’t stay in the lane for more than 20 metres. It’s what’s known as the ’20-metre rule’. In truth, there’s no such rule and I’ll explain why………..
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District Enforcement Appeals – Should I Pay or Challenge?
If you have been given a parking charge notice from District Enforcement, you need to make an appeal against it if you think you should not be paying it. If you don’t appeal, District Enforcement will pursue the debt. You have nothing to lose by appealing, so you should give it a try.
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How to Appeal Vehicle Control Services Taking Me To Court
If you are issued a parking charge notice by Vehicle Control Services, you may end up facing court proceedings if you don’t pay it. But you can appeal against the parking fine, and try to get it overturned. A high percentage of parking fine appeals are successful, and you have nothing to lose by making an appeal.
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Must You Declare Spent Convictions to Insurance Companies?
If you’re not disclosing important information as part of your car insurance application or renewal, you could land yourself in hot water. Let me explain…
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Received Parking Eye Court Summons? How to Prepare
Receiving a Parking Eye court summons should be taken seriously. You’ve really only got two options which are to pay the fine or go to court and plead your case to avoid further action. Let me explain how you should prepare things……
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What is a Non-Endorsable Fixed Penalty Notice? Should I Pay?
You could argue a non-endorsable Fixed Penalty Notice was incorrectly issued and therefore it should be cancelled. However, you’d need to take the case to court and you’d need valid grounds to challenge the FPN and win. I’ll explain why this is…..
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Can I Appeal a Parking Fine From 4 Years Ago in the UK?
It goes without saying that getting a parking ticket can ruin your day. Especially when you didn’t realise you’d broken any rules. However, you may not be able to appeal a parking fine when you miss the deadline. That said, there are specific circumstances which could prevent a fine from 4 years ago from being enforced. I’ll explain what they are!
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P4 Parking Ticket Appeal – Do I have to Pay?
Getting a P4 parking ticket is annoying, to say the least. But is it worth appealing a Parking Charge Notice? Or is it better to pay within 14 days so you pay the lesser amount? I’ll explain why in my post.
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Secure Parking Solutions PCN Appeal – Do I have to Pay?
Did you find a parking ticket from Secure Parking Solutions on your car? You’re not alone. Each month, over 32,000 […]
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Cheapest Temporary Insurance for Convicted Drivers with Points?
You’d be right to worry about points on your licence. After all, it will affect the amount of insurance you pay. That said, there are things you could do to mitigate a premium. Let me tell you how…..
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How to Find the Cheapest Convicted Driver Insurance Brokers?
Finding cheap convicted driver insurance is always going to be a challenge. One way to cut down the effort required to find cheap car insurance is to use the services of an insurance broker. The broker will track down the cheapest convicted driver car insurance for you.
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The Cheapest Car Insurance With Penalty Points on Licence?
Having penalty points on your licence is going to make finding affordable car insurance more difficult. But there are some ways to find the cheapest vehicle cover, including using a comparison website or a broker.
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Do You Have to go to Court for a Speeding Ticket?
If you are given a speeding ticket, you may, in some cases, have to appear in court. However, this only generally happens when the speeding offence is considered a serious one. More commonly, a speeding fine is collected through the process of issuing a Fixed Penalty Notice (FPN).
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Do You Legally Have to Pay Private Parking Fines?
Getting a parking fine is stressful and extremely annoying. More especially when you sincerely believe you did nothing to deserve it! When you get a private parking ticket after doing a weekly shop, it could add to the financial pressures you face. You may want to know whether you’re legally obliged to pay and I’ll explain why.
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Penalty Charge Notice or Parking Charge Notice? Key Differences
A parking charge notice and a penalty charge notice are not the same. The former is simply a private parking invoice that is not legally enforceable. The latter is an official fine from the local council.
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Cheapest Car Insurance Brokers for High-Risk Drivers?
Using a car insurance broker can be a good way to simplify the process of finding cheap vehicle cover. Especially if you are seen as a high risk driver for some reason, such as having penalty points on your licence and one or more unspent driving convictions.
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Is a Speeding Ticket a Criminal Offence in the UK?
Speeding is not considered to be a criminal offence in the UK, you will receive a civil conviction for speeding. Although failing to pay the speeding ticket could result in a criminal prosecution in some circumstances.
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Can You Go Bankrupt with No Assets in the UK?
You might have been told that bankruptcy requires some of your assets to be sold to contribute more to debts before they’re wiped. This is true, so how is it possible to go bankrupt with no assets in the UK?
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Cheap Car Insurance with Banned Drivers TT99 Conviction
Having a TT99 conviction can be tough, especially when hunting for an affordable car insurance. But don’t worry; we’re here […]
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The Cheapest Convicted Learner Driver Insurance with Points?
Unfortunately, any unspent driving convictions that result in penalty points on a learner’s licence, is going to impact their ability to get cheap car insurance. But there are some ways to bring this cost down a little as a convicted driver with a provisional licence.
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Is There a Time Limit for Issuing PCN & Can I Appeal It?
If you receive a parking charge notice or a penalty charge notice, there are certain rules related to when you must receive the notice by. In some cases, if the notice of a parking fine is not received within a certain time limit, this could be grounds to successful appeal against the fine.
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Park Direct UK Ltd Appeal – Should I Pay or Challenge?
A debt collector could contact you over an unpaid Parking Charge Notice. Moreover, Park Direct UK Ltd may take you to court for non-payment. If the judge rules in the operator’s favour, you could get a CCJ on your credit file and I’ll explain why all this could happen!
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How to Get the Cheapest Insurance with Unspent Convictions?
Having unspent convictions on your driving licence is no joke when it comes to finding affordable motor insurance. So if you’re hoping to find a cheap deal, you’re going to really struggle and I’ll explain why…….
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Carflow PCN Appeals – Should I Pay or Challenge?
A Parking Charge Notice (PCN) from Carflow is not legally enforceable. You should challenge any parking charge notice you are given or sent. A high percentage of appeals against private parking charges are successful.
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Which Car Insurance Companies Do Not Ask About Convictions?
If you’re hoping to find a car insurance provider that won’t ask you about convictions, you’d be out of luck. That said, there are times when you don’t have to tell an insurer about them which I’ll explain………
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How to Write a Parking Fine Appeal Letter and Win!
A high percentage of appeals against a parking fine are successful. One of the ways you can give yourself an advantage when making an appeal, is to use a standard appeal letter template. This will ensure you tick all the right boxes, and present your appeal in a proven fashion.
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How Can I Appeal and Win a Parking Eye Court Case?
If you have been given a parking charge notice by Parking Eye, you have nothing to lose by appealing against it. In many cases, appeals are successful. And even if you don’t win the appeal, you will still only be liable for the original parking charge. Put simply, appeal first, and pay if the appeal fails.
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Britpark PCN Appeal – Should I Pay or Challenge?
Have you got a Britpark parking fine? We understand your worry. Each month, more than 32,000 people visit this site […]
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What Makes a Parking Ticket Invalid?
You can appeal a parking ticket for a variety of reasons. If successful, the issuer must cancel the fine because the ticket is deemed invalid. Let me explain why…..
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Smart Motorway Speeding Fine Appeal – Pay or Challenge?
You have the right to challenge a speeding fine but you must respect the deadline. However, you’d need to have strong evidence and grounds to do so. I’ll explain why this is………………..
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Can I Pay a Fixed Penalty Notice in Instalments?
You must pay a Fixed Penalty Notice (FPN) within 28-days. If you don’t pay within this timeframe, 50% will be added to the amount of the fine. You cannot pay an FPN in instalments.
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Accept Conditional Offer of Fixed Penalty Notice or Appeal?
Getting a Fixed Penalty Notice for an offence is stressful and can result in a hefty fine. But should you accept the conditional offer or file an appeal? Let me explain what could be best…..
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Fixed Penalty Notice Littering Appeal – Pay or Challenge?
You could challenge a Fixed Penalty Notice for littering, but you’d have to do so in court! Moreover, without a valid reason, you stand little chance of success and I’ll explain why….
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NSGL Parking Ticket Appeal – Should I Pay or Challenge?
You have the right to appeal an NSGL parking ticket if you feel the operator issued it incorrectly, or because the fine is unfair and I’ll explain why….
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What Happens if You Don’t Pay a Littering Fine in the UK?
Did you know you’d get a Fixed Penalty Notice for throwing a cigarette butt on the ground? Dropping any sort of litter is illegal in the UK and if you don’t pay the fine, the consequences may leave you reeling and I’ll tell you why…..
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Do You Have to Pay a Contractual Parking Charge Notice?
You may not have to pay a Contractual Parking Charge Notice if you can show the issuer failed to follow the appropriate Code of Practice and I’ll explain why….
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Can I Appeal Parking Eye for 10 Minutes Grace Period?
Getting a Parking Eye fine can be stressful let alone annoying. The trouble is that when you ignore parking fines on private land, it can lead to a court hearing. You could get a CCJ if you don’t attend court. It could ruin your credit rating. I’ll explain why in my post.
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Flashpark Ticket – Do You have to Pay or Can You Appeal?
Have you got a ticket from Flashpark? If so, you’re not alone – every month, more than 32,000 people visit […]
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CapQuest Debt Recovery Chasing Old Debt – Know Your Rights!
If you’ve heard from CapQuest Debt Recovery about an old debt, you might be worried. You might not know what […]
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Do I Pay Elderbridge TV Licence Debt (tvlspp payment)?
Do you have a TV licence debt with Elderbridge? Are you unsure about what to do next? Don’t worry; you […]
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Should I Pay or Ignore Arvato British Gas Debt Collection?
Have you received a message from Arvato about a British Gas debt? It can be concerning to get a message […]
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Should I Pay or Ignore Sky Debt Collectors?
Receiving a letter from Sky debt collectors can be worrying. You might be unsure about what to do next. If […]
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Should I Ignore Moriarty Law CCJ for Debt?
Dealing with Moriarty Law and debt collectors can be a concern. If you’re feeling stressed about what to do, you’re […]
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What do Clearscore Credit Score Bands (out of 1000) Mean?
Understanding your Clearscore credit score bands, out of 1000, can seem tricky. Don’t worry; you’ve come to the right place. […]
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Do I Pay or Ignore Bluestone Debt Collection and Recovery?
Getting a call or a letter from Bluestone Debt Collection and Recovery can be a big worry. You may feel […]
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Should I Pay Orbit Debt Collection for Water or Ignore?
Handling a debt collection notice from Orbit for your water bills can be a worry. You may have lots of […]
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Should I Pay Mortimer Clarke Solicitors Debt Collection?
Receiving a letter from Mortimer Clarke Solicitors Debt Collection can be scary. You might be worried about what to do […]
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Should I Pay or Ignore ACI Debt Collectors?
Are you concerned about dealing with ACI Debt Collectors? Maybe they’ve been in touch, and you’re not sure what to […]
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How to Avoid Paying Council Tax if You’re Struggling to Pay
Are you finding it hard to pay your Council Tax? You’ve come to the right place. Each month, over 12,000 […]
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Can Bailiffs Take Pets?
Are you worried about what might happen if you can’t pay a debt? Are you scared that a bailiff might […]
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CCJ Sent to Old Address – Here’s Your Defence
Are you worried about a County Court Judgement (CCJ) sent to your old address and don’t know what to do? […]
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Should I pay Themis Global Debt Collection and Recoveries?
Are you worried about dealing with Themis Global Debt Collection and Recoveries? This article is here to help. Every month, […]
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Should I Pay or Ignore CCI Credit Management NHS Debt?
Getting a letter from CCI Credit Management about NHS debt can be scary. It can make you worry about what […]
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What Happens If I Don’t Pay Scott and Co?
If you’ve received a letter from Scott & Co, it can be quite scary. You may be asking yourself, “”What […]
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What Happens if I Don’t Pay a Small Claims Judgement?
If you’re feeling concerned because you can’t afford to pay a small claims judgement, you’re not alone. Each month, our […]
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Can I Sell a Car Which is on Finance?
Are you wondering if you can sell your car that is on finance? You’re in the right place. Every month, […]
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Should I be Hiding Money from IVA? Consequences if you do
If you’re worried about an IVA (Individual Voluntary Arrangement) and the idea of hiding money has crossed your mind, you’re […]
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Harlands Chasing Debt Arrears for My stopped Gym Membership
If you’re worried about a letter you got from Harlands about an old gym membership, this article is here to […]
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How to Close Your Very Account – Hassle Free Guide
Do you want to shut down your Very account? Well you’re in the right place! This guide is here to […]
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Intrum Debt Collection Chasing Old Debt? What Are Your Rights?
Are you worried about Intrum Debt Collection chasing an old debt? You may have many questions and fears. Do you […]
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Should I Pay or Ignore Arc Debt Collectors?
Has Arc Debt Collectors been in touch? It might make you worry about how to handle them. You are not […]
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Should I Pay or Ignore JCIA Debt Collectors?
Feeling worried after receiving a letter from JCIA Debt Collectors? It’s normal to feel this way, but remember you’re not […]
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Do I Have to Pay Global Debt Recovery on behalf of Cabot?
Dealing with debt can be tough. You might feel worried if you’ve had a letter from Global Debt Recovery on […]
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What is LC Asset 2 SARL in my Bank Account? Debt Scam?
Are you trying to understand what LC Asset 2 SARL is and why it’s showing up in your bank account? […]
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Should I Pay or Ignore Merligen Debt Collection?
Have you received a letter from Merligen Debt Collection and don’t know what to do next? You’ve come to the […]
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Should I Pay Phillips & Cohen Associates Debt Collector?
Are you worried about a letter or call from Phillips & Cohen Associates? Wondering if you should pay the debt […]
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Do I Pay or Ignore Oriel Collections HMRC Debt?
Have you had a letter from Oriel Collections about HMRC debt? Are you worried and unsure what to do? You’re […]
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Should I Pay Clydesdale Financial Services Debt Collection?
If you’ve been contacted by Clydesdale Financial Services about a debt, you may feel worried. You might be wondering what […]
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Do I have to Pay HMCTS Debt Collection for Historic Debt?
Are you worried about a letter from the HMCTS Debt Collection for an old debt? You might be feeling anxious […]
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Should I Pay or Ignore Richburns Debt Collection?
Are you worried about dealing with Richburns Debt Collection? Are you stressed about what might happen or how to handle […]
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10 Most Googled Driver Questions in the UK
Are you curious about the key questions that UK drivers are asking online? You’re part of a big group. Every […]
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Should I Pay or Ignore Asset Link Capital Debt Collection?
Feeling uneasy about a letter from Asset Link Capital? You might be wondering what to do next. Rest easy, you’re […]
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Do I Pay or Ignore C.A.R.S Debt (Credit Link Account Recovery)?
Dealing with a debt from C.A.R.S. (Credit Link Account Recovery) can be a worry. You might be stressed about how […]
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Should I Pay or Ignore my Debt with TNC Collections?
Dealing with TNC Collections may make you feel uneasy. You might be unsure about how to handle debt collectors or […]
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Can I Ignore My Capital Resolve British Gas Debt?
Are you struggling to pay bills and have fallen behind with payments to Capital Resolve British Gas? You’re not alone! […]
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I Forgot to Pay for NCP Parking Fine – What Happens Now?
Did you forget to pay for a National Car Parks (NCP) parking fine? No need to worry. Every month, over […]
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Moorcroft Debt Recovery Settlement Figure – How Much To Offer?
If you’ve had a letter from Moorcroft Debt Recovery, you might be feeling worried. You might be asking, ‘How much […]
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What is eui ltd prem tr on my Bank Statement? Debt Warning
Has a puzzling entry ‘eui ltd prem tr’ popped up on your bank statement, leaving you worried and confused? Fear […]
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Should I Pay My Pastdue Credit Solutions DVLA Debt?
Got a letter from Pastdue Credit Solutions about your DVLA debt? You’re not alone. Each month, our website is visited […]
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BPO Collections for Sky – Warning Not To Ignore
If you’ve received letters from BPO about a debt to Sky, you may be feeling worried. That’s normal, and you’re […]
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Resolvecall Doorstep Visit from Bailiffs? Debt Collection Rules
Are you feeling worried about a visit from Resolvecall’s debt collectors? It’s normal to feel a bit scared. There’s no […]
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Should I Pay Lowell Portfolio 1 Ltd Debt Collectors?
Having to deal with Lowell Portfolio 1 Ltd Debt Collectors can be a bit scary. You might be feeling lost […]
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Debt Recovery Plus Notice of Intended Court Action – Guide
If you’ve received a notice from Debt Recovery Plus about court action, you might be feeling a bit worried. But […]
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Do I Pay or Ignore Insurance Collections Bureau Debt?
If you’ve had a letter from the Insurance Collections Bureau, you might feel worried. You may have questions and concerns […]
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Hoist Finance Chasing Old Debt – Should I Pay?
Do you feel worried because Hoist Finance is asking you to pay an old debt? You might not understand who […]
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How to Beat BW Legal and Not Pay?
Are you getting letters from BW Legal? Are they asking you for money? You’re not alone. Each month, over 12,000 […]
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Do I Have to Pay British Gas Debt Collection Agency?
Are you worried about the British Gas debt collection agency? You might feel scared and unsure about what to do […]
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Should I Pay or Ignore Wescot Debt Recovery?
Are you feeling worried after getting a letter from Wescot Debt Recovery? This might be a tough time for you, […]
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How Far Can the Council Backdate Council Tax?
If you’re not sure about your council tax, you’re in the right spot. Many people, almost 12,000 a month, visit […]
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Who is Newlands House, Caxton Way, Eastfield Scarborough?
Dealing with debt can feel scary. Maybe you’ve received a letter from Newlands House, Caxton Way, Eastfield Scarborough, and you’re […]
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How Long Can Someone Stay Without Paying Council Tax?
Council tax is a key part of living in the UK. This article is here to help you understand how […]
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Who is Elderbridge re: HCA Direct Debit and Should I Cancel?
Have you received a message from Elderbridge about HCA debt? Maybe you’re feeling worried about how to deal with them? […]
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Should You Pay Advantis Credit HMRC Debt Collection?
Receiving a letter from Advantis Credit can be a bit scary. You might be wondering what to do next and […]
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Should I Pay DRS Debt Collection (Debt & Revenue Services)?
Are you worried about handling DRS Debt Collection? This can be a big worry. You might feel unsure about what […]
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BPO Collections for HMRC Debt – Warning Not To Ignore
Are you worried about a letter you received from BPO about HMRC debt? It’s okay, you’re not alone. Each month, […]
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Who do Lantern Debt Recovery work for? Should You Pay?
Getting a letter from Lantern Debt Recovery might be a worry for you. You might feel tense about how to […]
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BPO Collections for Virgin Media – Warning Not To Ignore
Receiving a letter from BPO about Virgin Media debt can be worrying. Many people have the same fear. Each month, […]
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BW Legal British Gas Debt Collection – Should I Pay?
Are you worried about a letter or call from BW Legal about British Gas debt? You’re not alone. Each month, […]
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BW Legal Parking Fine Debt Collection – Can I Ignore Them?
Are you worried about a parking fine from BW Legal? You’re not alone. Each month, I guide over 12,000 people […]
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Link Financial Debt Settlement Offer – How Much To Pay?
If you are dealing with debt from Link Financial, you’ve come to the right place. Each month, over 12,000 people […]
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Do I Have to Pay Overdales Debt? CCJ Warning
If Overdales, a debt collecting company, has sent you a letter, you may be asking, “Do I have to pay […]
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Parking Eye Complaints – How to Submit Your Complaint
Have you got a parking ticket from Parking Eye? You’re not alone. Each month, more than 32,000 people visit this […]
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Should I Pay or Appeal Parking Eye Scotland? Quick Guide
Have you received a Parking Eye ticket in Scotland? Each month, this site guides over 32,000 people who have worries […]
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Parking Eye Appeal – Can You Win or Should You Pay?
Have you received a Parking Eye ticket and are unsure of what to do next? It can feel very worrying. […]
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Do you have to pay Parking Eye fines?
Have you received a Parking Eye fine and you’re not sure what to do next? Each month, more than 32,000 […]
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Can Debt Collectors Find My New Address in the UK?
Are you dealing with debt collectors and have recently moved house? You might be worried about them finding your new […]
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Cabot Financial Debt Settlement Offer – How Much To Pay?
If you’ve received a notice from Cabot Financial about a debt settlement, you might feel worried. What does this mean? […]
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Should I Pay Zinc Group Debt Recovery?
Are you feeling worried after getting a letter from Zinc Group Debt Recovery? It can be scary to deal with […]
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Who Sent Me PO BOX 795 Telford TF7 9GG Debt Letter?
Feeling worried after getting a PO BOX 795 Telford TF7 9GG debt letter? You’re not the only one. Every month, […]
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Brecon House Caerphilly Letter with Legal Threats?
Have you received a letter from Brecon House in Caerphilly? Are you wondering how to handle debt collectors? This article […]
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Should I Pay JC International Acquisition LLC Debt Collection?
Receiving a letter from JC International Acquisition LLC may leave you worried and uncertain about what to do next. Don’t […]
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Do I Have to Pay PayPal Debt Collection?
Are you worried about paying PayPal debt collection? You might feel nervous about how this will change your day-to-day life, […]
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Who Sent Me PO Box 17 Stockport SK1 4AJ Debt Letter?
If you’ve received a debt letter from PO Box 17 Stockport SK1 4AJ, it can be quite worrying. You might […]
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I’m Receiving Debt Collection Letters for Someone Else? (Answer)
Dealing with debt is tough, but getting letters about someone else’s debt can be confusing and worrying. You’re not alone […]
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Who Sent Me PO Box 140 Normanton WF6 1YA Debt Letter?
Receiving a debt letter from PO Box 140 Normanton WF6 1YA can be confusing and scary. But don’t worry; we’re […]
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Should I Pay CRS Debt Collectors (Credit Resource Solutions)?
Dealing with debt collectors can be scary. Getting a letter or a call from CRS Debt Collectors (Credit Resource Solutions) […]
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Shop Direct Finance Company Ltd on My Credit Report! Answer
Are you worried because you have found ‘Shop Direct Finance Company Ltd’ on your credit report? Don’t worry, you are […]
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Who does UK Search Limited Collect For and Should You Pay?
When you receive a letter from UK Search Limited, it can be a bit scary. You may wonder if you […]
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Who Sent Me PO Box 8743 Bellshill Debt Letter?
Receiving a debt letter from PO Box 8743 Bellshill can be worrying. You might not know what to do next […]
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How Much Do Debt Collectors Buy Debt for in the UK?
Are you curious about how debt collectors work in the UK? Wondering about how much they buy debt for? You […]
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Do I Pay LCS Debt Recovery? HMRC and Other Debts
Are you faced with debt and don’t know what to do? This can be a worrying time. You may have […]
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Is CDER Group Legitimate or a Scam? Can They Force Entry?
Have you received a letter from CDER Group about a debt? If you have, you might be feeling worried. You […]
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Do I Have to Pay UKSL Debt Collection? Avoid Harassment
If you’re dealing with a UKSL Debt Collection notice, you might be feeling worried. You’re not alone. Every month, more […]
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Can I Ignore Trace Debt Recovery Letter? UK Laws
Dealing with a Trace Debt Recovery letter can be a worry. It’s common to feel unsure about what to do […]
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Do I have to pay IMFS Debt Collection?
Are you worried about dealing with IMFS Debt Collection? It can be a big worry when they get in touch. […]
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Should I Pay Ardent Credit Services Debt Recovery?
Dealing with Ardent Credit Services Debt Recovery can be a big worry. You might be feeling unsure about how to […]
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How Do Debt Collectors Find You in the UK?
Feeling worried about debt can be really hard. If you owe money, you might be scared about what will happen […]
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Do I have to pay Opos Limited Debt Collection?
Are you worried because Opos Limited Debt Collection contacted you? You might be feeling stressed about how to handle this. […]
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Do I have to pay CCS Collect Vodafone Debt (CCSCollect)?
Have you been asked to pay a Vodafone debt by CCS Collect? You might be worried about dealing with debt […]
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Do I have to pay CCS Collect Debt (CCSCollect)?
When you get a letter from CCS Collect, you might feel worried. You might ask, “Do I have to pay […]
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Do I have to pay Indigo Michael Ltd Debt?
Are you worried about dealing with Indigo Michael Ltd debt? This can be a tough situation, but you’re not on […]
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Free Prove It Letter Template – Don’t Pay Up Yet!
Struggling with a debt and not sure if it’s yours? This can be a big worry, but remember, you’re not […]
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Should I pay Jefferson Capital International Acquisition Debt?
Worried about dealing with Jefferson Capital International? You’re not alone. Every month, over 12,000 people visit this site for advice […]
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Should I pay PRAC Financial Limited Debt Collection?
If you’ve had a message from PRAC Financial Limited about money you owe, you might be feeling a bit worried. […]
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Do I have to pay Jacobs Enforcement Agents Debt?
Getting a note from Jacobs Enforcement Agents about a debt can be scary. You may feel worried and unsure about […]
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Do I have to pay Arvato Financial Solutions Debt?
Dealing with debt can be a big worry. Not knowing how to handle debt collectors can make life feel even […]
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Should I pay Drydensfairfax Solicitors Debt?
Getting a message from Drydensfairfax Solicitors about a debt can be a bit scary. You might be worried about how […]
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How to Appeal Redbridge PCN – Should You Pay or Not?
Have you got a Redbridge Penalty Charge Notice (PCN)? It can feel scary but don’t worry. Each month, more than […]
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Pay or Appeal Kensington and Chelsea PCN? Quick Guide
Did Kensington and Chelsea Council give you a penalty charge notice (PCN)? Many people are in the same boat. In […]
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Lost PCN Number – The Simple Solution
Have you got a penalty charge notice (PCN) but you lost it? You may be worried. This happens to many […]
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How to Appeal Waltham Forest PCN – Quick Guide
Have you got a parking ticket from Waltham Forest? Don’t worry, you’re not alone. Every month, over 32,000 people visit […]
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Pay or Appeal Hammersmith and Fulham PCN? Quick Guide
Have you received a penalty charge notice (PCN) from Hammersmith and Fulham Council? Each month, our website is visited by […]
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Should I Pay or Appeal Islington PCN? Know Your Rights
Have you received a Penalty Charge Notice (PCN) from Islington Council? Each month, over 32,000 people visit here for advice […]
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How Long can a PCN be Issued After the Offence? The Facts.
Have you been given a penalty charge notice (PCN) and do you think it’s been too long since the offence? […]
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PCN Appeal Letter Template – Free Download
Have you been given a Penalty Charge Notice (PCN)? Don’t worry, you’re not alone. Over 32,000 people come to this […]
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Wrong Registration Number on PCN Appeal – Your Options
Have you got a penalty charge notice (PCN) with the wrong registration number on it? You’re not alone. Each month, […]
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How to Appeal Birmingham PCN – Should You Pay or Not?
Have you received a Penalty Charge Notice (PCN) from Birmingham Council? It’s okay, you’re not alone. Each month, over 32,000 […]
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Should I Pay or Appeal Westminster PCN?
Have you received a parking ticket from Westminster? You’re not alone. Each month, around 32,000 people visit this site looking […]
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Should I Pay or Appeal Camden PCN?
Have you received a parking ticket from Camden Council? Are you unsure if you need to pay or if you […]
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Should I Pay or Appeal Civil Enforcement PCN? Easy Guide
Have you received a parking fine from Civil Enforcement? This can make you feel worried and unsure, but you’re not […]
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Should I Pay or Appeal Armtrac Security? Know Your Rights
Have you got a parking ticket from Armtrac Security? You’re not alone. Each month, over 32,000 people visit this site […]
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Pay or Appeal Vehicle Control Services? Know Your Rights
Have you got a parking ticket from Vehicle Control Services? It can be a bit scary, but you’re not alone. […]
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Should I Pay or Appeal Minster Baywatch? Quick UK Guide
Did you receive a fine from Minster Baywatch? Don’t worry, you’re not alone. Each month, over 32,000 people visit this […]
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NCP Appeals – Should You Pay or Challenge? Quick Guide
Have you got a fine from NCP? Don’t worry, you’re not alone. Each month, over 32,000 people visit this site […]
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CST Law Letter Before Claim – Do I Ignore or Appeal?
Have you received a CST Law Letter Before Claim? Don’t worry, you are not alone. Every month, over 32,000 people […]
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CP Plus Payments Appeal – Should I Pay?
Have you got a parking ticket from CP Plus Payments? You might feel concerned or confused. Don’t worry; you’re not […]
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Check Vehicle Fines Against Me Online
Are you unsure if you have a vehicle fine waiting for you? You’re not alone. Every month, over 32,000 people […]
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What are the Mobile Speed Camera Rules?
Got a speeding ticket and feel it’s unfair? You’re not alone. Each month, 32,000 people visit our site with similar […]
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What Happens if You Ignore a Speeding Ticket?
Have you received a speeding ticket? You might be asking yourself, “What if I ignore it?” We understand your worries […]
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What is a Notice of Intended Prosecution? Guide and Info
Have you received a speeding ticket? If so, you may have many questions. Understanding what a Notice of Intended Prosecution […]
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Mobile Speed Camera Photo Evidence – Know Your Rights!
Have you received a speeding ticket and feel it’s not fair? You’re not alone. Each month, more than 32,000 people […]
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Do Mobile Speed Camera Vans Take a Picture of the Driver?
Have you recently received a speeding ticket? If so, you’re not alone. Each month, our site is visited by over […]
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Popla Appeal Review – People’s Experiences
Have you been given a parking ticket and don’t know what to do next? This guide is here to help […]
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Faulty Speed Camera Appeal – What You Should Do Next
Have you been given a ticket for speeding because of a faulty speed camera? You’re not the only one. Every […]
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Little Known Speeding Ticket Loopholes
Have you recently got a speeding ticket? You’re not on your own. Every month, over 32,000 people visit this site […]
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Speeding Fine Appeal Letter Sample – Free Template
Have you received a speeding ticket, and you’re unsure what to do next? Don’t worry, you’re not alone. Each month, […]
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Speeding Fine Received After 14 Days? Next Steps & Guide
If you’ve just received a speeding fine after 14 days and you’re worried about what to do next, this guide […]
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Pay or Appeal Transport for London Penalty Charge? Easy Guide
Have you got a penalty charge notice (PCN) from Transport for London (TFL)? Don’t worry; you’re not alone. Every month, […]
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How Long Does Police Have to Issue a Speeding Ticket?
Have you received a speeding ticket and are worried about what to do next? You’re not alone. Each month, our […]
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Avoid Paying a Bus Lane Fine – Pay or Appeal? Quick Guide
Have you got a bus lane fine? Every month, over 32,000 people come here for advice. It can be confusing […]
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Pay or Appeal Bus Lane Penalty Charge Notice?
Have you been given a bus lane Penalty Charge Notice? Don’t worry, it happens to many drivers. This site gets […]
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Is It Possible To Avoid Paying Littering Fine?
Did you get a fine for littering and don’t know what to do? It can feel scary, but don’t worry. […]
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Should I Pay my PRA Group UK Limited Debt? Know Your Rights
Receiving a letter from a debt collector can be worrying. It can make you feel unsure and a little bit […]
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Should I Pay Controlaccount (Control Account Plc) Debt Recovery?
Dealing with debt collectors can be a big worry. You might be feeling stressed and unsure about your rights or […]
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How to Check Car Penalty Online – Questions Answered!
I you think you might have a car penalty but aren’t sure, this article will give you the steps to […]
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Do I have to pay CARS Debt (Creditlink Account Recovery Solutions)?
Are you dealing with CARS Debt (Creditlink Account Recovery Solutions)? This can be a big worry, but you’re not alone. […]
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Should I Pay Arrow Global Debt?
Dealing with a debt collector can be tough. You might have a lot of questions and worries. Don’t worry; you’re […]
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Do I have to pay Credit Style Debt (CST Law)?
Are you feeling worried because of a letter from Credit Style Debt (CST Law)? You may be unsure about how […]
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Should I pay Creditlink Account Recovery Solutions Debt?
Are you dealing with Creditlink Account Recovery Solutions about a debt and not sure what to do next? This can […]
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What Happens If You Ignore Debt Collectors? In-depth Answer
When you get a call or letter from a debt collector, it can be very worrying. You might be thinking, […]
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Should You Pay or Ignore QDR Solicitors’ Parking Fine Debt?
Are you feeling puzzled by a parking fine from QDR Solicitors? This article is here to help. Every month, over […]
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Should You Pay or Ignore ZZPS Parking Fine Debt?
Have you been handed a parking ticket by ZZPS and not sure what to do next? You’re not alone. Every […]
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Should I pay BW Legal Parking Fine or Appeal?
Have you received a BW Legal parking fine and not sure what to do next? This is a common worry. […]
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How to Appeal Bromley Parking Fine – Should You Pay?
Have you got a parking fine from Bromley Council? Are you unsure whether to pay or not? This is a […]
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Parking Fines Loopholes – My Appeal Strategy
Have you got a parking fine that you’re thinking of challenging? This guide is here to help you. Every month, […]
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Do parking tickets have to be issued within 14 days? Easy Guide
Have you been given a parking ticket and you’re unsure about its validity? Don’t fret. Each month, over 32,000 people […]
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How to Appeal DCBL Parking Fine Scotland – Easy Guide
Have you got a DCBL parking fine in Scotland and are unsure about what to do next? Don’t worry you’re […]
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How to Appeal a Tesco Parking Fine – Should You Pay?
Have you received a parking fine from Tesco? Don’t worry, you’re not alone. Each month, our website is visited by […]
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How to Appeal Aldi Parking Fine – Should You Pay?
Ever been given a parking ticket at Aldi? It can feel confusing and scary. But you’re not alone. Every month, […]
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Should I Pay or Appeal McDonald’s Parking Fine? Quick Guide
Have you received a parking fine at McDonald’s and wondering what to do next? You have come to the right […]
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Are Lidl Car Parking Fines Enforceable?
Did you get a parking ticket from Lidl? Are you worried about paying a fine you might not have to? […]
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Lost Parking Ticket? Your Next Steps
Ever had a parking ticket and lost it before you could pay? Don’t worry, you’re not alone. Each month, over […]
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Should I Pay or Appeal Morrisons Parking Fine?
Have you got a parking fine from Morrisons? You might be concerned and unsure what to do next. But don’t […]
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Fake Parking Ticket – Avoid Getting Scammed
Have you found a parking ticket on your windscreen or in your post that seems a bit fishy? Each month, […]
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Parking Charge Notice Ignore – The Worst Case Scenario
Have you got a Parking Charge Notice and are unsure what to do next? Don’t worry. This page is visited […]
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Can I Appeal a Parking Ticket or Should I Pay? Easy Guide
Have you got a parking ticket, and you’re not sure what to do? You’re not alone. Every month, over 32,000 […]
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8 Good Excuses for Parking Ticket Appeals
Did you just find a parking ticket on your car? Not to worry, each month, over 32,000 people come to […]
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Should I Pay or Appeal Edinburgh Parking Tickets? Easy Guide
Got a parking ticket from Edinburgh Council and aren’t sure what to do next? Each month, over 32,000 visitors like […]
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Does a Parking Ticket Have to be Placed on the Car?
Have you found a parking ticket waiting for you, but it was not placed on your car? Each month, over […]
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Pay or Appeal Parking Fines on Private Land? Quick Guide
Have you been given a parking fine for parking on private land? Don’t worry, you’re not alone. Each month, over […]
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Do I have to pay a parking charge notice? Maybe not…
Have you received a parking charge notice? Don’t be anxious. Each month, more than 32,000 people come to this site […]
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Pay or Appeal DCBL Parking Fine? Know Your Rights
Have you received a parking fine from DCBL? It can feel scary and confusing, but there’s no need to fret. […]
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Pay or Appeal Premier Park Parking Charge Notice? Quick Guide
Have you got a parking charge notice from Premier Park? This can feel scary, and you might be unsure what […]
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How long can you be chased for a parking ticket?
Are you worried about an old parking ticket? Do you have questions about how long it can still be chased? […]
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Should I Pay or Appeal My Apcoa Parking Fine?
Have you received an Apcoa parking ticket? You’re not alone. Each month, over 32,000 people visit our site looking for […]
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Should I Pay or Appeal Smart Parking Fine? Know Your Rights
Have you received a parking ticket from Smart Parking? It can feel worrying, but there’s no need to panic. Each […]
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How to Appeal Myparkingcharge – Should You Pay or Not?
Have you received a fine from Myparkingcharge? Feeling unsure about what to do next? Each month, over 32,000 people come […]
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Private Parking Tickets Court Cases – A Quick Warning
Have you got a parking ticket on private land? You’re not on your own. Each month, I guide over 32,000 […]
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Pay or Appeal National Parking Enforcement? Quick Guide
Have you received a National Parking Enforcement fine and are not sure what to do next? Each month, over 32,000 […]
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How to Appeal Britannia Parking Fine? Should You Pay or Not?
Have you been handed a Britannia Parking Fine? You might be wondering why you have it and what to do […]
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Pay or Appeal Private Parking Solutions? Know Your Rights
Have you received a fine from Private Parking Solutions? If so, you are one of the many people we guide […]
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Pay or Appeal Horizon Parking Fine? Know Your Rights
Have you received a parking fine from Horizon Parking? If so, you’re not alone. Over 32,000 people visit this site […]
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Should I Pay or Appeal Highview Parking? Know Your Rights
Have you received a parking ticket from Highview and are not sure what to do next? This page is here […]
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Pay or Appeal Group Nexus Parking Charge? Easy Guide
Have you got a parking charge from Nexus Parking? This can be a bit scary but don’t worry – each […]
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How to Appeal UKPC Parking Fine – Should You Pay or Not?
Have you got a parking fine from UKPC? Don’t worry. Each month, over 32,000 people visit our site for advice […]
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Pay or Appeal Gladstones Solicitors Parking Fine? Quick Guide
Have you got a parking fine from Gladstones Solicitors? Each month, 32,000 people come here for advice on tickets and […]
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Should I Pay or Appeal Excel Parking Fine? Know Your Rights
Have you received a parking fine from Excel Parking? You’re not alone. Each month, over 32,000 people come to this […]
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How to Appeal Car Parking Partnership – Should You Pay?
Have you received a parking fine from Car Parking Partnership? It’s a common event. In fact, over 32,000 people visit […]
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Should I Pay or Appeal Spring Parking – Know Your Rights
Have you got a parking fine from Spring Parking Ltd? You’re not alone. Each month, over 32,000 people visit this […]
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Free Parking Ticket Appeal Template Download
Receiving a parking ticket can feel unfair, especially if you think you’ve done nothing wrong. Every month, over 32,000 people […]
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How to Appeal Met Parking Services – Should You Pay or Not?
Did you get a parking fine from Met Parking Services? You might feel worried and unsure but don’t fear – […]
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Should I Pay or Appeal Initial Parking? Know Your Rights
Have you been handed a fine from Initial Parking? Each month, more than 32,000 people seek advice on tickets and […]
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Should I Pay or Appeal G24 Parking Fine? Know Your Rights
Have you been given a G24 parking fine? Don’t worry, you’re not alone. Each month, over 32,000 people come to […]
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Gemini Parking Solutions Appeal – Step By Step Guide
Have you got a ticket from Gemini Parking Solutions? Each month, over 32,000 people ask for help with tickets and […]
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Are parking fines enforceable in Scotland?
Do you have a parking fine in Scotland? Each month, over 32,000 people come here for advice on parking tickets […]
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Countrywide Parking Appeals – Should I Pay or Challenge?
Have you received a parking ticket from Countrywide Parking? You’re not alone. Many people, over 32,000 each month, visit this […]
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Pay or Appeal Horizon Parking Fine in Scotland?
Did you receive a Horizon Parking fine in Scotland? You might be feeling worried and unsure about what to do […]
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Should I Pay or Appeal IPC Parking Fine? Easy Guide
Have you got an IPC parking fine? You might feel worried and unsure about what to do next. Each month, […]
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Pay or Appeal BPA Parking Fine – Know Your Rights!
Got a BPA parking fine and not sure if you should pay it? You’re not alone. Each month, over 32,000 […]
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What’s The Fine for Parking on Double Lines?
Are you worried about a fine for parking on double yellow lines? You might be thinking about the cost of […]
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Can You Get A CCJ For Parking Ticket in the UK?
Did you receive a parking ticket in the UK, and you’re worried because you can’t or won’t pay it? You […]
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Pay or Appeal Dart Charge Penalty Charge Notice – Easy Guide
Have you been given a Dart Charge Penalty Charge Notice (PCN)? You’re not alone. Each month, over 32,000 people visit […]
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Are Private Car Park Fines Enforceable – Questions Answered!
Have you been given a fine by a private car park? You are not alone. Every month, more than 32,000 […]
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Can I Get a Parking Ticket While in my Car UK?
Have you received a parking ticket while you were sat in your car? You might be wondering if this is […]
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Removing Clamps From Your Car Hacks
Has your car been clamped? This can be a big stress. Each month, I guide over 32,000 people who need […]
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How to Appeal PCM Parking – Should You Pay or Not?
Got a fine from PCM Parking? You’re not alone. Each month, I offer guidance to over 32,000 people who are […]
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Should I Pay or Appeal Heathrow Drop off PCN? Easy Guide
Have you been handed a PCN from Heathrow Drop Off car parks? It can feel worrying, but you’re certainly not […]
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Where to find Penalty Charge Notice Number – Quick Guide
Have you received a penalty charge notice (PCN) and need help? Many people feel the same way. We offer guidance […]
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Do I Have to Pay Parking Eye Fines or can I Appeal?
Got a fine from Parking Eye? You’re not alone – every month, more than 32,000 people come here for guidance […]
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Parking Eye Watchdog – What You Should Look Out For
Are you dealing with Parking Eye and want to make sure you’re on the right path? You’re not alone. Every […]
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Parkmaven Appeal – Should You Pay or Challenge?
Have you been given a parking fine from Parkmaven? We’re here to guide you. Every month, more than 32,000 people […]
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Euro Car Parks Appeal – Should You Pay or Challenge?
Did you receive a parking ticket from Euro Car Parks? This could be a bit worrying, but you’re not alone. […]
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UK Car Park Management Parking Charge Notice Explained
Have you got a parking ticket from UK Car Park Management? You’re not alone. Every month, over 32,000 people visit […]
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Should I Pay or Appeal Total Parking Solutions? Quick Guide
Have you got a parking ticket from Total Parking Solutions? It can feel scary, but there’s no need to worry. […]
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Pay or Appeal Sainsbury’s Parking Fine? Know Your Rights
Have you received a parking ticket from Sainsbury’s and are unsure of your next steps? Rest assured, you’re not the […]
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Should I Pay or Appeal SIP Parking Fine? Know Your Rights
Got a parking ticket from SIP? You’re not alone. Each month, more than 32,000 people visit this site for advice […]
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How to Beat ANPR Parking
Have you been hit with an ANPR parking fine? Don’t fret. Every month, over 32,000 people come to us seeking […]
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Pay or Appeal One Parking Solution? Know Your Rights
Have you received a fine from One Parking Solution? There’s no need to panic. Each month, I offer guidance to […]
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Do Parking Fines Expire in the UK?
If you have old parking fines in the UK and you’re not sure if they’re still in place, this article […]
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What is the Parking Ticket 5-Minute Rule in the UK?
Have you got a parking ticket when you were just out of time? Each month, over 32,000 people come to […]
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What is a Parking Permit Holders Only Fine & Do I Need to Pay?
Have you found a ticket on your car for parking in a space marked ‘permit holders only’? Don’t fret; we’re […]
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Should I Pay Redroute PCN or Can I Appeal?
Have you received a Redroute PCN and now you’re unsure what to do? This guide is here to help! Each […]
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Can my boss ban me from discussing my salary with my coworkers?
Is your boss telling you not to talk about your salary with other workers? Let us help you understand what’s […]
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