Saving up for a mortgage deposit is not easy, and for many, it can take a number of years. I’ve set myself the challenge of saving up a very small £10,000 deposit in the space of a year. Change of plan, make that £12,000 (It’s depressing that such a large amount of money is considered a small deposit!) But I’ve… View Post
Rent or buy: Which one is best?
Photo Two thirds of under 35s are currently trapped in the rental market and it’s becoming harder than ever before to buy a home. With rising rental costs, along with a lack of pay rises, many people are struggling to save up for the deposits they need to buy their own place. We’re a nation of aspiring buyers, but owning… View Post
Don’t let payday loans ruin your Christmas
Christmas is fast approaching and for many, the pressure is mounting to supply friends and family members with the best gifts around. We also want our houses to be decked out with decorations while we indulge on a delicious Christmas dinner with lots of wine. But all this comes at a price, of course. Research conducted last November revealed that more… View Post
How to improve your credit score and get a mortgage
Photo When applying for a mortgage, it’s vital that you can prove to the lender that you will be able to make the mortgage repayments each month. Usually lenders will want to see that you are sensible with your finances and that you don’t overspend or borrow more than you can pay back. If you’ve had numerous credit cards in… View Post
Easy Money Saving Tips For Christmas
We’ve not got long to go until Christmas, and depending on when you get paid, you’ve probably only got one or two paydays between now and the big day. It might feel as though your time is almost up, and you’ll have to settle for a stingy festive season, but it’s not too late to make a few tweaks and… View Post
