• Home
  • Start Here
  • Blog
  • Home
  • Work with Me
  • About me
    • Facebook
    • Instagram
    • Pinterest
    • Twitter

Can't Swing a Cat

Sign Up

7 Questions To Ask Yourself Before Buying An Online Course

Making Money

online courses

Whether you want to improve your social media management skills or learn to code, there are so many online courses promising to transform your career and make your dreams a reality.

As someone who’s purchased more than a dozen courses over the last few years, I’ve learned a lot about the online teaching industry and have often learned the hard way that not all purchases pay off.

To help you avoid making the same mistakes that I have, here are 5 questions to ask yourself before buying an online course.

1. Will I have to make any sacrifices to be able to afford this course?

The cost of online courses can vary greatly, with some setting you back a couple of hundred and others costing thousands of pounds. Before parting with your cash, ask yourself whether you’ll have to make any sacrifices to pay for it.

It goes without saying that essential living costs such as rent, bills and food need to be a priority. Take a close look at your budget and assess whether you need to sacrifice any nights out, new clothes or holidays to be able to afford it.

Sometimes this can be an empowering process and it can make you realise how much more disposable cash you have than you think. Let’s imagine you spend £50 on a night out every Friday. If you want to buy an online course for £200, you only have to swap the club for your sofa for one month to cover the cost.

If you’re self-employed, remember that online courses can usually be treated as an expense. You’ll still have to pay for it though. Expenses may save you a little tax and they could prove to be a worthwhile investment, but they still cost money.

2. Does it come highly recommended by any friends or trustworthy influencers?

If you know someone who has already taken the course, it’s probably worth privately getting in touch with them to find out what they thought of it.

Alternatively, check out the reviews and look out for bloggers and influencers who’ve shared their thoughts online. Testimonials shared by the course creator can lure you in, but remember that you’re not getting the full picture from these alone.

It’s worth noting that online course creators often provide students with an affiliate code that allows them to make money by recommending the course to others.

This is something to keep in mind when assessing reviews and recommendations. Personally, I wouldn’t automatically discredit a positive review simply because the reviewer makes money from referrals. I do the same thing and I’m careful to only recommend products and services I genuinely believe in. But I would ask myself how trustworthy this person is before typing in my card details.

If it’s a blogger or influencer you’re unfamiliar with, take a look through their other posts to see what else they recommend. Do they seem honest and legit? Great! I hope you love the course as much as they do.

3. Is the course designed for people with your level of experience?

Before purchasing a particular course, find out whether it’s designed for people like you. The last thing you want is to fork out a month’s rent for a course designed for complete beginners when you already have some experience in this particular area. You equally don’t want to invest in a course that requires tons of prior knowledge of something you’re completely new to.

I’ve made this error myself a few times. In July I signed up for a course that teaches you to pitch articles to women’s magazines. I’d already had some success pitching to editors earlier in the year but, crippled with self-doubt, I was lacking the confidence to really throw myself in at the deep end and put more of my ideas out there. Buying that course was, in a way, a form of procrastination. When I began taking the course, I couldn’t help but feel I already knew many of the lessons that were being presented to me. I’d learned some of them through trial and error myself. This doesn’t make the course bad and I still enjoyed each lesson because I really like the teacher, but I’m not sure I got as much out of it as complete newbies would.

4. How likely is this course to help you achieve your goals?

This might sound like an obvious one but I know first hand how easy it is to excitedly buy an online course only to later realise it doesn’t actually help you get to where you want to be.

For example, maybe you’re a copywriter at a marketing agency and you have dreams of becoming the Head of Content in the company. As tempted as you may be to take a coding course, there are probably better ways to use your time. We all know that learning to code is an incredibly valuable skill to have, but I’d argue that it won’t help you achieve your dreams of becoming a content specialist.

I’ve taken many career side steps over the years but I really regret some of them because they slowed me down, costed me money, and prevented me from achieving some of my goals.

5. What format is the course presented in?

What type of learner are you? Do you enjoy reading big chunks of text? Are you more of a visual learner? Or perhaps you respond well to seeing notes on a screen. Think carefully about your preferred learning style before investing in an online course. It can be really frustrating when a course isn’t delivered in your preferred learning format.

The three most common online course formats are:

  • Written lessons
  • Videos of the teacher speaking
  • Slideshow presentations with accompanying audio

For me personally, I tend to be disappointed when an online course is purely written. It feels too much like a blog post or book for my liking. My favourite format is videos of the teacher speaking or slideshow presentations with the teacher’s voice talking me through each one.

6. How likely are you to actually complete the course?

Signing up for an online course can be really exciting and if you love learning as much as I do, you may even get a bit of a buzz from typing in your card details and waiting for that first welcome email to drop into your inbox. Neerrrrd!

But the excitement can soon wear off and you can be left feeling guilty for not completing the course as quickly as you’d like to.

Before signing up, be honest with yourself about how likely you are to actually complete the course. Do you have time in your schedule to devote to it? If not, can you shuffle some things around and make time?

7. Do you have the confidence to implement the lessons you learn?

It’s all well and good soaking up lots of new knowledge but unless you have the confidence and self-belief to actually jump straight in and implement the lessons you’ve learned, you’re not going to get your money’s worth.

Online courses are only worth the money if you actually put the teachings into practice. Having all that knowledge in your head and never using it isn’t going to get you to where you want to be.

Do a little soul searching and question whether you actually have the guts to make the necessary changes to your life!

What's the magic word?

Subscribe today and I'll send you the secret password for the free resource library. There you'll find free guides, workbooks and cheat sheets designed to transform your finances

Thank you! Please check your email to confirm your subscription.

There was an error submitting your subscription. Please try again.

We won't send you spam. Unsubscribe at any time. Powered by ConvertKit

« Should I Postpone Saving For Retirement Until After I’ve Bought A Home?
Old House vs New Build: Which Is Best For First Time Buyers? »

Sign Up

About Jenni

Hi! I’m Jenni, a personal finance writer and freelance journalist on a mission to help people be better with money.

Tired of counting down the days until payday? No idea where your money disappears to each month? Eager to save a deposit against the odds?

Take a look around. You’ve come to the right place.

Recent Posts

  • Coronavirus And Matched Betting: Is Now A Bad Time To Start This Side Hustle?
  • 4 Things I’ve Learned About Productivity From My Part Time Job In Retail
  • Is Matched Betting Worth Doing In 2020?
  • Is The Skincare Industry A Scam?
  • Is Buying A House Making You Too Stressed To Shag?
Instagram post 2278464580048202578_43786404 SHOULD YOU ASK FOR A MORTGAGE HOLIDAY? This post is likely to be most helpful for homeowners, but some tenants may find it interesting too
Over the last few weeks 'mortgage holidays' have been talked about widely on TV and social media, but they've also been misrepresented. I've seen a lot of people arguing that if their landlord gets a mortgage holiday, they should automatically get a rent holiday
Although I'd love to see financially-comfortable landlords letting struggling tenants live rent-free for at least a couple of months, as I'm about to explain, the last thing you want is for their mortgage holiday to be passed onto you
Basically, if your lender agrees to give a homeowner a mortgage holiday, this means that mortgage repayments won't need to be made for a specified period of time. Basically, it's like your mortgage is put on pause
Unfortunately, the missed payments will need to be paid back eventually. This is likely to mean that once the mortgage holiday is over, the homeowner's mortgage repayments will increase
Let's imagine you usually pay £350 a month. Your lender may agree to a 3 month mortgage holiday, meaning you won't have to pay anything until July. But when your repayments resume, you may have to pay £370, £400, or even more than that each month
The exact amount will depend on a number of things such as the lender's terms, the amount of debt you have, and the period of time you'd like to spread the missing payments over
Not only will most homeowners be expected to pay back the missed payments eventually, they'll also have to pay more interest too
Basically, a mortgage holiday isn't as fun and rewarding as it may sound. Essentially, you're just taking on more debt
If you're really struggling to make ends meet at the moment, a mortgage holiday may give you some much-needed relief while your finances are overstretched. But please remember this isn't 'free' money & if your financial circumstances haven't drastically changed as a result of COVID-19, you'll probably be better rejigging your budget so that your mortgage repayments continue to be a top priority
Hope you're all doing as ok as can be♥️
Instagram post 2277711389056691794_43786404 Exactly, @themoneyshed 👏
Now is not the time to scold or berate people for not already having an emergency fund. Simmer down with the "I ToLd yOu sO" silliness because it's unhelpful & unproductive 
Not everyone's financial circumstances have been negatively impacted as a result of coronavirus & there are people out there who would be wise to put money away for the future - especially when our social lives have taken a hit & we can't spend on restaurants, nights out & holidays etc
But most of those without emergency funds are without emergency funds for good reason. it's unlikely to be any easier for them to save now than it was before
We're all doing the best we can & our past selves could never have imagined how drastically our lives could change as a result of this crisis. We didn't see it coming & we're not to blame for not doing more to safeguard our finances
Instagram post 2277285289320014036_43786404 Guess who's got herself a flatmaaaaate! That's right... me!
Today I said goodbye (for now) to my bedroom and moved into the spare room to make way for a lodger
My shift at work tonight was a weird one because I just kept thinking: "there's someone in my flat and it ain't me!" When I got home, my flatmate's door was open so I went over to say hello and to see how she'd gotten on unpacking
Mate. Our girl is COMFORTABLE! 😂 I was only in work for 4 hours and in that time she's fully made the room her own. It looks so much cosier than before. The picture above is from last year FYI
Getting a lodger has been a nerve-wracking process, made even scarier by everything that's going on at the moment
But I'm very aware how lucky I am that this is even an option for me. Put it this way: I'm getting paid to have a flatmate rather than paying to be a flatmate, and I don't think you can get much more fortunate than that
Instagram post 2273370311017044694_43786404 My heart bleeds for them
Instagram post 2273347738203854773_43786404 I know this picture was probably created with toxic relationships in mind, but it's relevant right now too, don't you think?
Mother's Day flowers didn't sell very well at work on Sunday and I think it's because people were choosing not to visit their mums
We've got mums and dads fresh out the hospital, introducing their own parents to their newborn babies through living room windows 
We've got couples in long distance relationships who are having to wait even longer than originally planned before they can see each other
And then we have all the travellers that are still stranded abroad due to repeatedly cancelled flights and the people back at home who miss them 💔
Right now I'm trying to figure out how I can teach my mum to download and use Houseparty when we're not in the same room as one another 📸picture reposted from @secondsapart
Instagram post 2272672653391592536_43786404 'snitches get stitches' no longer applies
This error message is only visible to WordPress admins

Error: API requests are being delayed for this account. New posts will not be retrieved.

There may be an issue with the Instagram Access Token that you are using. Your server might also be unable to connect to Instagram at this time.

  • Facebook
  • Instagram
  • Pinterest
  • Twitter

Copyright © Cant Swing A Cat 2020 · Design by Gatto