Whether I’m dancing around the kitchen while cooking my dinner or walking around my apartment butt naked, becoming a homeowner has changed my life in a number of magical ways. Frustratingly, homeownership has obviously brought with it a series of challenges too. Mostly, financial ones.
Before I bought my own place, I was fortunate enough to live with my parents and pay very little in terms of living costs. The vast majority of my income was squirrelled away into savings accounts in preparation for my home purchase. Now though, it seems like not a day goes by without having some type of bill pushed through the door and my bank balance is being stretched to its absolute limits.