Whether she’s singing “depend on no one else to give you what you want” or pointing out how ridiculous it is that women are taught to “shrink themselves and make themselves smaller”, Beyoncé’s been telling us to be independent women with strong finances since way back in the 90s. And with the release of her new visual album, Lemonade, comes Read more
One of the most effective ways of saving money month-on-month involves monitoring utility, phone and broadband providers to ensure you’re not paying more for the necessities than necessary. There’s just one problem - comparing prices can be ridiculously time consuming and switching when you find a better deal can seem like a daunting task. Thankfully, Read more
It’s becoming increasingly common for sensible savers to open multiple bank accounts so they can make the most of savings interest. In fact, some people go as far as having the following accounts at any one time: Santander 123 Club Lloyds Halifax Reward Bank of Scotland TSB Classic Plus Nationwide Flexdirect However, with many banks Read more
Santander 123 has long been a favourite amongst savers looking for a versatile current account with a generous interest rate. With the account paying 3% interest on balances between £3,000 and £20,000, it’s easy to see why it’s so popular. However, in January this year the bank announced that new and existing account holders would need to pay a Read more
You take your lunch to work every day, you’ve given up nights out, and you avoid your local shopping centre like the plague. Gone are the days where you’d honour pay day with a new outfit and a mad night in the club. Instead, you celebrate by transferring a wad of cash from your current Read more
Happy New Tax Year, friends! I hope you have a wonderful year filled with wealth and happiness. Make this year better than the last by turning over a new leaf and setting yourself some personal finance goals for the next 12 months. I’ve included 5 suggestions below to inspire you to get started. If times Read more
A year on from the Help to Buy ISA’s big reveal, the government has introduced another tax-free savings solution to the club: The Lifetime ISA. With both the Help to Buy ISA and the Lifetime ISA offering first-time buyers 25% bonuses on their savings, many have described these accounts as ‘no brainers’. But with so Read more
A few weeks ago I met up with a group of friends that I’ve known for years. In our university days we’d spend our weekends chatting about who threw up on themselves the night before and who’d brought a lad back for the third consecutive week. Now, the topics of our conversations have changed. We’re Read more
When I first started saving for a deposit, I was so dedicated to the cause that I’d question every single purchase and avoid buying non-essential items. However, in recent months I’ve found myself picking up old habits and wasting money on pointless stuff. Not only is this preventing me from saving as much as I could do, Read more
