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Retirement Savings

What’s The Point In Saving For Retirement? I Could Be Dead By Then!

August 20, 2016 by

I often see people arguing that there’s no point in saving for retirement because there’s no guarantee you’ll live that long.

“I could be dead by then!”

“If I die, I can’t take it with me!”

“I may as well live life to the full while I’m young!”

Although I do believe it’s important to live every day like it’s our last, the idea we shouldn’t save for retirement because we could get hit by a bus and die just seems a little silly. In this post I’ll share 3 reasons I think it’s just plain daft. Continue Reading

Money Retirement

4 Reasons I’m Stressing Out About My Lack Of Retirement Savings

July 24, 2016 by

If you’re in your twenties, you’re probably tired of older generations nagging you to save for retirement. After all, with houses, cars, weddings and holidays to save money for, there are far more imminent life events to consider. While our elders seem to be stressing out about our empty pension piggy banks, most millennials I’ve spoken to seem to be surprisingly calm about the whole thing. “Don’t worry” we say. “We’re all in the same boat!”

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Money Retirement Savings

5 Money Resolutions For The New Financial Year

April 6, 2016 by

Happy New Tax Year, friends! I hope you have a wonderful year filled with wealth and happiness.

Make this year better than the last by turning over a new leaf and setting yourself some personal finance goals for the next 12 months.

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Money Retirement Savings

The Lifetime ISA or Help to Buy ISA: Which Is Best?

April 3, 2016 by

A year on from the Help to Buy ISA’s big reveal, the government has introduced another tax-free savings solution to the club: The Lifetime ISA.

With both the Help to Buy ISA and the Lifetime ISA offering first-time buyers 25% bonuses on their savings, many have described these accounts as ‘no brainers’. Continue Reading

Money Retirement Saving Money Savings

The Lifetime ISA Explained

March 16, 2016 by

In the 2016 Budget, Chancellor George Osborne announced the introduction of a new ‘Lifetime ISA’. Designed to help people save for a home of their own and save for retirement, the new ISA will reward savers with an extra £1 for every £4 they save. In this post I’ll explain the Lifetime ISA in greater detail and look at how it could help you save for the future. Continue Reading