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3 Reasons You Shouldn’t Opt Out Of Your Workplace Pension

November 19, 2017 by
workplace pension

This week I got some exciting news from my boss…

Myself and my work pals are being enrolled in a workplace pension, thanks to the government’s auto-enrolment scheme!

While I’m super excited about finally being able to save for retirement with a workplace pension, many of my friends have opted out of theirs for a multitude of reasons. Continue Reading


Will The State Pension Still Exist When We’re Old? Here’s Why Young People Shouldn’t Rely On It

August 24, 2017 by
saving for retirement

What age would you like to retire? Personally, I want to build up enough wealth to pack in the day job aged 50. I’d like to be free to spend my time doing as I please. From going on cruises to spending time with my grandkids, I love the idea of achieving financial freedom at a relatively early age.

I should probably be a bit more realistic. After all, I’m still waiting for the auto-enrolment pension scheme to be forced upon my workplace and as of yet, I have no pension savings whatsoever. Continue Reading

Retirement Savings

What’s The Point In Saving For Retirement? I Could Be Dead By Then!

August 20, 2016 by

I often see people arguing that there’s no point in saving for retirement because there’s no guarantee you’ll live that long.

“I could be dead by then!”

“If I die, I can’t take it with me!”

“I may as well live life to the full while I’m young!”

Although I do believe it’s important to live every day like it’s our last, the idea we shouldn’t save for retirement because we could get hit by a bus and die just seems a little silly. In this post I’ll share 3 reasons I think it’s just plain daft. Continue Reading

Money Retirement

4 Reasons I’m Stressing Out About My Lack Of Retirement Savings

July 24, 2016 by

If you’re in your twenties, you’re probably tired of older generations nagging you to save for retirement. After all, with houses, cars, weddings and holidays to save money for, there are far more imminent life events to consider. While our elders seem to be stressing out about our empty pension piggy banks, most millennials I’ve spoken to seem to be surprisingly calm about the whole thing. “Don’t worry” we say. “We’re all in the same boat!”

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Money Retirement Saving Money Savings

Pensions Explained: A Millennial’s Guide to Saving For Retirement

March 15, 2016 by
Saving For Retirement Millennials

With so many living costs to take into account when you’re in your twenties, finding spare cash to squirrel away for retirement can understandably fall to the bottom of our to-do lists. However, considering a comfortable retirement is said to cost upwards of £15,000 a year, it makes sense to start saving as early as possible.

If you’re new to the world of pensions, fear not. In this post I’m going to explain the very basics to help you get started: Continue Reading