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Retirement

Retirement

Will The State Pension Still Exist When We’re Old? Here’s Why Young People Shouldn’t Rely On It

August 24, 2017 by
saving for retirement

What age would you like to retire? Personally, I want to build up enough wealth to pack in the day job aged 50. I’d like to be free to spend my time doing as I please. From going on cruises to spending time with my grandkids, I love the idea of achieving financial freedom at a relatively early age.

I should probably be a bit more realistic. After all, I’m still waiting for the auto-enrolment pension scheme to be forced upon my workplace and as of yet, I have no pension savings whatsoever. Continue Reading

Retirement Savings

What’s The Point In Saving For Retirement? I Could Be Dead By Then!

August 20, 2016 by
saving-for-retirement

I often see people arguing that there’s no point in saving for retirement because there’s no guarantee you’ll live that long.

“I could be dead by then!”

“If I die, I can’t take it with me!”

“I may as well live life to the full while I’m young!”

Although I do believe it’s important to live every day like it’s our last, the idea we shouldn’t save for retirement because we could get hit by a bus and die just seems a little silly. In this post I’ll share 3 reasons I think it’s just plain daft. Continue Reading

Money Retirement

4 Reasons I’m Stressing Out About My Lack Of Retirement Savings

July 24, 2016 by

If you’re in your twenties, you’re probably tired of older generations nagging you to save for retirement. After all, with houses, cars, weddings and holidays to save money for, there are far more imminent life events to consider. While our elders seem to be stressing out about our empty pension piggy banks, most millennials I’ve spoken to seem to be surprisingly calm about the whole thing. “Don’t worry” we say. “We’re all in the same boat!”

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Money Retirement Savings

5 Money Resolutions For The New Financial Year

April 6, 2016 by

Happy New Tax Year, friends! I hope you have a wonderful year filled with wealth and happiness.

Make this year better than the last by turning over a new leaf and setting yourself some personal finance goals for the next 12 months.

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Money Retirement Savings

The Lifetime ISA or Help to Buy ISA: Which Is Best?

April 3, 2016 by

A year on from the Help to Buy ISA’s big reveal, the government has introduced another tax-free savings solution to the club: The Lifetime ISA.

With both the Help to Buy ISA and the Lifetime ISA offering first-time buyers 25% bonuses on their savings, many have described these accounts as ‘no brainers’. Continue Reading