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Buying a home

6 Reasons I’m Buying An Apartment That Hasn’t Been Built Yet

February 11, 2017 by

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I’m currently in the process of buying my first home. There’s just one problem; it hasn’t been built yet.

I never imagined my first home would be a new build. I’ve spent most of my deposit-saving journey daydreaming about buying an old house with high ceilings and old wooden floor boards. I imagined painting walls and ripping out kitchens and making the place completely my own.

Yet here I am, buying a home that doesn’t yet exist. Considering I’ve not been able to step foot in the most expensive purchase I’ve ever made, buying an ‘off plan’ new build is pretty scary. But on the positive side, it comes with several benefits… Continue Reading


Lower Your Expectations: Your First Home Should Be Below Average

February 11, 2017 by

Another day, another depressing story about the devastating state of the UK’s property market. On Thursday, Cosmopolitan published a story called ‘This is how much you should be saving each month if you ever want to buy a house in England’. The article looks at each region in England and suggests how much first time buyers need to save.

Here are the stats which originate from a study by the National Housing Federation. Further down the post, I’m going to explain why I think Cosmo’s article’s an unhelpful pile of crap. Continue Reading


5 Financially Sensible Gifts To Give Yourself This Valentine’s Day

February 4, 2017 by

Single this Valentine’s Day? Here are 5 financially sensible gifts to give yourself. These gift ideas might seem unromantic and boring, but if you think about what they represent and the long term value that you’ll get from them, they become that little bit more exciting! Continue Reading


How To Go From Being A Money Mess To A Financial Success

January 30, 2017 by

Are you tired of living pay cheque to pay cheque and having too much month left over at the end of the money?

Are you desperate to buy a home of your own but the idea of saving a deposit fills you with dread?

Do you hate your job but you know you can’t quit because you’d be unable to pay your bills?

Do you find yourself spending money on things that deep down, you know you don’t really need, but you just can’t help yourself?

Are you in debt and unsure where to get help?

If any of the above sound familiar, you’re in luck because I might have the solution… Continue Reading

Making Money Money

4 Popular Money Saving Tricks That Are Actually A Massive Waste Of Time

January 29, 2017 by

Want help improving your finances? Join my free Money Mess To Financial Success group to chat to likeminded savers!

As you may have noticed, over the last few years I’ve become a little bit money obsessed. I’m always on the lookout for new ways to make and save money.

I’m constantly reading other bloggers’ websites and listening to their podcasts and devouring their newsletters in an attempt to learn something new.

Most of the time, my fellow personal finance bloggers share really inspirational words of wisdom that help me to manage my finances better. But now and then I stumble across tricks that I firmly believe are a massive waste of time. Here are just 4 examples: Continue Reading