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Jenni

Money

Should We Be Investing In Our Twenties?

February 18, 2018 by

Let’s be honest. Managing your money in your twenties can be a real pain in the bum. Whether you want to travel the world, buy your own home, set up your own business or start a family, it can be really hard to juggle day-to-day essential living costs with life’s big milestones. So when financial experts tell us that we should be investing in our twenties, it can be hard not to laugh in their faces before crying into a glass of cheap supermarket wine for the third time in a week. Continue Reading

Buying a home

Even When You Buy Your First Home, There’s A Chance You’re Still Being Screwed Over

February 3, 2018 by

Buying my own place has taught me a lot of things. It’s taught me the importance of keeping paperwork organised, it’s taught me that housework and chores are never ending, and it’s taught me that I’m far less independent than I once thought.

Perhaps most devastatingly, it’s taught me that, despite spending years living the life of a recluse and saving for a deposit on my own place in a bid to invest in my own future rather than pay off a landlord’s mortgage, I’m still going to be paying a sum of money to a bunch of wealthy property tycoons each month.

I say this because I’ve bought a leasehold property.

Let me explain… Continue Reading

Money

me&mymoney: How This Money Management App Is Helping Me Work Towards My Financial Goals

January 9, 2018 by

Whether I’m dancing around the kitchen while cooking my dinner or walking around my apartment butt naked, becoming a homeowner has changed my life in a number of magical ways. Frustratingly, homeownership has obviously brought with it a series of challenges too. Mostly, financial ones.

Before I bought my own place, I was fortunate enough to live with my parents and pay very little in terms of living costs. The vast majority of my income was squirrelled away into savings accounts in preparation for my home purchase. Now though, it seems like not a day goes by without having some type of bill pushed through the door and my bank balance is being stretched to its absolute limits. Continue Reading

Retirement

3 Reasons You Shouldn’t Opt Out Of Your Workplace Pension

November 19, 2017 by
workplace pension

This week I got some exciting news from my boss…

Myself and my work pals are being enrolled in a workplace pension, thanks to the government’s auto-enrolment scheme!

While I’m super excited about finally being able to save for retirement with a workplace pension, many of my friends have opted out of theirs for a multitude of reasons. Continue Reading

Buying a home Debt

How The Bank of England’s Interest Rate Rise Could Affect You

November 2, 2017 by
bank of england interest rate rise

It’s happened! The day thousands of people have been dreading is finally here and the Bank of England has increased interest rates for the first time in the last 10 years. The change is only small, increasing from 0.25% to 0.5%, but it’s likely to negatively impact millions of people across the country. Interest rates may increase further in the coming months, but nothing is set in stone just yet.

So, how is the change likely to affect you? Here’s a quick rundown of the ‘winners and losers’. Continue Reading