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Here’s Why We All Need To Be Money Saving Optimists

July 18, 2017 by
money saving optimist

I recently read a Huffington Post article on the importance of being optimistic when it comes to climate change.

Solitaire Townsend, founder of Futerra argues that in order to save the planet, we need to think positively rather than assuming the end of the world is nigh.

She says: “It seems that human beings have an uncanny habit of making true what we believe. Whether that’s a belief in economic crashes, our own career trajectories or global climate meltdowns.

“If we believe the worst will happen then we are subconsciously demotivated to prevent it. Whereas, if we hope for the best, then we’ll work, invest, convince others and, in preparing for victory, we’ll create it.”

“If we believe the worst will happen then we are subconsciously demotivated to prevent it.”

I think the same can be said for saving money. Not a day goes by without the internet telling us we’ll never be able to save money, buy our own homes or even retire. Look at this quote from Cosmopolitan earlier this year

 

cosmopolitan housing crisis quote

Don’t get me wrong, the housing crisis is bad, but when websites like Cosmopolitan are telling us to give up on our dreams of home ownership and kiss goodbye to financial security, is it any wonder why so many young people don’t bother saving for the future?

Young people are constantly bombarded with scary facts and figures that make it seem like the odds are stacked against us. We’re so often told that we’ll never be able to buy our own homes so we don’t even try. It’s not helping.

We need to be encouraged and nurtured and hugged all the way to the bank. Instead of being bombarded with tales of woe, we need to be pointed in the direction of thrifty recipes, profitable side hustles, and high interest current accounts. We need to be given more success stories showing that people – from a multitude of backgrounds – can and do buy their own homes every day.

Dya know what? Even if some of us can’t save enough to buy our own homes, saving at least something can tremendously transform our lives.

Having a healthy savings account can enable us to quit jobs that make us unhappy, travel the world, invest in education, protect ourselves from unexpected financial emergencies and retire at a reasonable age. Savings are fun and empowering and life-changing! But we don’t hear much about this side of things because the media’s too busy scaring us.

Instead of telling us how bad the situation is, tell us what we can do to fix it and how these changes can transform our lives.

I’m definitely guilty of being a little negative on this blog from time to time, so I’m determined to change my ways and be more lovely and encouraging. I’ll probably still swear a lot though.

What do you think? Are you tired of being bombarded with scary money stories or do you think these sobering stats are important? Let me know in the comments. 

 

Here's Why We Need To Be Money Saving Optimists

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